465 11TH AVENUE, VERO BEACH, FL, 32962
Active18 days on marketListed Jul 10, 2026MLS #O6423985
About this home
465 11TH AVENUE
Rare full-brick coastal oasis in Vero Beach with NO HOA! Located just 10 minutes from pristine beaches, dining, and shopping, this meticulously maintained custom estate sits on an oversized 0.33-acre lot offering exceptional privacy. Built with exceptional structural integrity, the durable masonry construction and full copper plumbing throughout give great peace of mind and significantly lower insurance rates. Inside this 3-bedroom, 2-bathroom home, you will find an oversized master suite with a dedicated master closet, plus five additional interior closets for ample storage. The main kitchen boasts striking exotic green granite countertops and brand-new appliances, perfectly complemented by a newly added second kitchenette that is ideal for hosting. Convenience is key with a newly built utility room featuring two complete washer and dryer sets, plus two extra refrigerators. The property is also equipped with a closed-circuit security surveillance system. Step outside to a fully fenced backyard retreat featuring a renovated fence, a freshly painted pool deck, and a stunning swimming pool with a serene, natural lake-like feel. Bring your toys—the freshly painted concrete driveway accommodates four cars in front and features a side extension specifically designed for unrestricted boat, RV, or trailer parking. Don't miss this unique, structurally sound gem; please check out the 3D virtual tour for more details!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,532
Sqft
0.33 ac
Lot size
1988
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,228 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,228/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$252 vs $244
Days on market
18 vs 30 typical
Where $252/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinecrest
Get to know Vero Beach. See the full Vero Beach guide →
Pinecrest — neighborhood snapshot
Population
735
Median age
46
Median income
$111,125
Median home value
$334,700
Avg household
4
Households w/ children
31%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
60 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 269% above the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 465 11TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$219,500
5633 CHARLES STREET · same community
3 bd · 2 ba · 1,620 sqft · $135/sqft · 37 DOM
Sold · May ’26$320,000
828 Greenleaf Circle, Vero Beach FL 32960
3 bd · 2 ba · 1,965 sqft · $163/sqft · 51 DOM
Sold · Jul ’26$385,000
Nearby listing
3 bd · 2 ba · 1,950 sqft · $197/sqft · 211 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 465 11TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 465 11TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
465 11TH AVENUE FAQs
What would the monthly payment be for 465 11TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,228/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 465 11TH AVENUE?+
The most recent tax bill on record (2025) was $4,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Vero Beach?+
At $639,200, this home is listed about 91% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 465 11TH AVENUE?+
Oslo Middle School (middle), Citrus Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$639,200 runs 269% above the VERO BEACH 32962 median — but at 2,532 sqft it's also 64% larger than the typical Vero Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $695,200, now $639,200 — a $56K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE FLORIDA REALTY LLC · William Tordjman. MLS #O6423985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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