10278 SE 161ST STREET, SUMMERFIELD, FL, 34491
Pending26 days on marketListed Jul 13, 2026MLS #O6423808
About this home
10278 SE 161ST STREET
Enjoy this beautiful single-family home completed fenced, located in the desirable and tranquil community of Sunset Hills in Summerfield!! less than 8 miles from The Villages. This spacious one-story residence offers 1,828 sq. ft. of living space with 4 bedrooms and 2 full bathrooms, featuring an open concept layout that seamlessly connects the kitchen, living, and dining areas. The modern kitchen is equipped with stainless steel appliances, including a refrigerator, dishwasher, range, and microwave, and boasts elegant quartz countertops in both the kitchen and bathrooms. Additional highlights include a two-car garage, a covered lanai perfect for outdoor relaxation, and a laundry room with a full-size washer and dryer. Ideally situated near schools, hospitals, shops, restaurants, and the newly opened Costco, this home offers the perfect blend of comfort, style, and convenience. Don’t miss out on this exceptional opportunity!!!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,828
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SUNSET HILLS
$1 vs $202
Days on market
26 vs 51 typical
Where $1/sqft sits among the 21 homes for sale in SUNSET HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
8 of 21
SUNSET HILLS have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10278 SE 161ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$289,990
15814 SE 101ST CIRCLE · same community
4 bd · 2 ba · 1,828 sqft · $159/sqft · 75 DOM
Sold · Sep ’25$295,990
10045 SE 161ST LANE ROAD · same community
4 bd · 2 ba · 1,828 sqft · $162/sqft · 100 DOM
Sold · Jan ’26$276,999
15853 SE 101ST CIRCLE · same community
4 bd · 2 ba · 1,828 sqft · $152/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10278 SE 161ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10278 SE 161ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10278 SE 161ST STREET FAQs
What would the monthly payment be for 10278 SE 161ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10278 SE 161ST STREET?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $2,300, this home is listed about 99% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10278 SE 161ST STREET?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REILE REALTY CORP · Reina Mendez. MLS #O6423808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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