David Ramirez
$1,100,0006 bd3 ba3,213 sqft$342 /sqft$7,533 /mo all-in ↓

1008 E RIDGEWOOD ST, ORLANDO, FL, 32803

Active5 days on marketListed Jul 15, 2026MLS #O6423686

Single Family ResidenceEOLA PARK HEIGHTS

About this home

1008 E RIDGEWOOD ST

Experience the best of Downtown Orlando living, just a short stroll from iconic Lake Eola! Imagine starting your mornings with a walk around the lake, grabbing coffee at a neighborhood café, spending weekends at the award-winning Farmers Market, and enjoying concerts, festivals, outdoor yoga, swan boat rides, and year-round events, all just moments from your front door. Indulge in Orlando's vibrant dining scene, rooftop lounges, craft breweries, boutique shopping, nightlife, the Dr. Phillips Center for the Performing Arts, Kia Center, Inter&Co Stadium, and the Central Business District. With easy access to SunRail and major highways, this is urban living at its finest in the heart of The City Beautiful. Designed with exceptional flexibility, this one-of-a-kind property adapts to your lifestyle. Properly zoned for short-term rentals, the current owner has successfully welcomed repeat guests while enjoying the home as a primary residence. Live on either level while generating income from the other, create the perfect in-law suite, lease one residence long-term, or accommodate extended family with complete privacy. However you choose to use it, the possibilities are truly endless. The main residence features 4 bedrooms, 2 bathrooms, a spacious family room, full kitchen, and laundry room, creating the feel of a traditional single-family home. The private lower-level residence offers 2 bedrooms, 1 bathroom, a full kitchen, expansive living room, dining area, laundry room, and its own private entrance, providing completely independent living accommodations ideal for family, guests, or rental income. Additional highlights include a remodeled main-floor kitchen and bathrooms, a beautifully renovated lower-level residence, a roof approximately nine years old, and a transferable termite bond for added peace of mind. Opportunities like this are exceptionally rare. Combining an unbeatable Downtown Orlando location with legal short-term rental zoning, true dual-living functionality, and outstanding income potential, 1008 E. Ridgewood Street offers a lifestyle and wealth-building opportunity unlike anything else on the market. Whether you're looking to offset your mortgage, create the perfect multi-generational living arrangement, build long-term wealth through rental income, or simply own a one-of-a-kind home in one of Orlando's most sought-after neighborhoods, this is truly a once-in-a-lifetime opportunity. Schedule your private showing today!

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,213

Sqft

0.19 ac

Lot size

1

Garage

1966

Year built

Two

Levels

$342

Per sqft

FireplaceCity viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewCity
FacesNorth
ParkingDriveway
ExteriorRain Gutters · Sidewalk

Community & fees

Taxes (2025)$12,304/yr
PetsYes
CommunityPark · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,533 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$1,025
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate6.00%
Loan term

Estimated payment

$7,533/mo

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property taxes (actual bill)$1,025
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.1MedgeAI estimate $1,192,296 · range $1.1M$1.3M$1.3M

vs edgeAI estimate

−7.7%

$/sqft vs Orlando actives

$342 vs $240

Days on market

5 vs 34 typical

Where $342/sqft sits among the 400 Orlando actives

111
128
98
29 · this home
7
27
$137–201$201–264$264–328$328–391$391–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Eola Heights

Map of 1008 E RIDGEWOOD ST inside its neighborhood boundary

Drive times from this address

Walt Disney World42 min

Get to know Orlando. See the full Orlando guide →

Lake Eola Heights — neighborhood snapshot

Population

1,986

Median age

36

Median income

$118,988

Median home value

$489,194

Avg household

2

Households w/ children

96%

For the school run

Orange County School District

ElementaryHillcrest Elementary★★★★★
ElementaryLake Como School★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

144 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 144% above the ORLANDO 32803 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $1,100,000 · 5 days on market since
1966Built · EOLA PARK HEIGHTS

Reality check

What actually sold near 1008 E RIDGEWOOD ST

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

817 LIVINGSTON STREETSold · Jul ’26

$875,000

817 LIVINGSTON STREET · same community

5 bd · 3.5 ba · 3,064 sqft · $286/sqft · 136 DOM

812 E HARWOOD STREETSold · May ’26

$560,000

812 E HARWOOD STREET · same community

4 bd · 3 ba · 2,163 sqft · $259/sqft · 195 DOM

809 E RIDGEWOOD STREETSold · Sep ’25

$1,200,000

809 E RIDGEWOOD STREET · same community

5 bd · 4.5 ba · 4,408 sqft · $272/sqft · 415 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1008 E RIDGEWOOD ST — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1008 E RIDGEWOOD ST — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1008 E RIDGEWOOD ST FAQs

What would the monthly payment be for 1008 E RIDGEWOOD ST?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,533/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1008 E RIDGEWOOD ST?+

The most recent tax bill on record (2025) was $12,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1008 E RIDGEWOOD ST?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $1,100,000, this home is listed about 182% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1008 E RIDGEWOOD ST?+

Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,100,000 runs 144% above the ORLANDO 32803 median — but at 3,213 sqft it's also nearly twice the size of the typical Orlando listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 5 days on market in a Orlando market that averages 34 — if it fits, move quickly.

04Strong assigned schools

Hillcrest Elementary, Lake Como School, Edgewater High — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of SUNDIAL REAL ESTATE LLC · Nicole Van Treese. MLS #O6423686.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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