1803 GROVELINE ROAD, ST CLOUD, FL, 34771
Active12 days on marketListed Jul 11, 2026MLS #O6423561
About this home
1803 GROVELINE ROAD
Welcome to this beautifully maintained 2023 home in Amelia Groves, where modern design, quality finishes, and everyday comfort come together in one exceptional package. Offering 4 bedrooms, 3 full bathrooms, a versatile flex room, and over 2,200 square feet of thoughtfully designed living space, this move-in ready home is ready to welcome its next owners. The heart of the home is an open-concept living area designed for both everyday living and effortless entertaining. The spacious gathering room flows seamlessly into the dining area and beautifully appointed kitchen, featuring quartz countertops, light shaker cabinetry, built-in wall oven and microwave, stainless steel appliances, an oversized island, and abundant storage. The split-bedroom layout offers privacy for the owner's suite while providing comfortable accommodations for family and guests. A flexible front room can easily serve as a home office, playroom, study, or media room, adapting to your lifestyle as your needs change. Step outside to the covered lanai and enjoy a backyard with partial fencing, offering space to relax, play, garden, or personalize your outdoor retreat. Thoughtful upgrades throughout the home include luxury vinyl plank flooring in the main living areas, a tray ceiling in the gathering room, designer light fixtures, Zebra roller shades, hardwired network connections, a Level 2 EV charging outlet, gutters, outdoor security cameras, Samsung refrigerator, Samsung washer and dryer, and a dedicated storage room. Amelia Groves offers a community pool, playground, and the added benefit of no CDD, while HOA dues include 1 Gigabit Spectrum fiber internet and streaming TV service. Conveniently located between Lake Nona and Downtown St. Cloud, you'll enjoy easy access to major roadways, shopping, dining, parks, and everyday conveniences. If you're searching for a newer home that combines modern finishes, functional living spaces, and a welcoming community, this beautifully upgraded residence is one you won't want to miss.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,228
Sqft
0.14 ac
Lot size
2
Garage
2023
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,607 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,607/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs AMELIA GROVES PH 1
$218 vs $206
Days on market
12 vs 33 typical
Where $218/sqft sits among the 6 homes for sale in AMELIA GROVES PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 6
AMELIA GROVES PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1803 GROVELINE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$415,000
1880 GROVELINE ROAD · same community
4 bd · 2.5 ba · 2,230 sqft · $186/sqft · 0 DOM
Sold · Aug ’25$440,000
6015 TREE CROSSING LANE · same community
4 bd · 3.5 ba · 2,230 sqft · $197/sqft · 0 DOM
Sold · Oct ’25$440,000
6011 WILDLINE DRIVE · same community
4 bd · 3 ba · 2,230 sqft · $197/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1803 GROVELINE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1803 GROVELINE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1803 GROVELINE ROAD FAQs
What would the monthly payment be for 1803 GROVELINE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,607/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1803 GROVELINE ROAD?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1803 GROVELINE ROAD?+
The most recent tax bill on record (2025) was $2,969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1803 GROVELINE ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $485,000, this home is listed about 14% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1803 GROVELINE ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AREATE REALTY · Li Xu. MLS #O6423561.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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