David Ramirez

1415 GROVE TERRACE, WINTER PARK, FL, 32789

Active24 days on marketListed Jul 10, 2026MLS #O6423553

WaterfrontLAKE SYLVAN SHORES

About this home

1415 GROVE TERRACE

Exceptional opportunity to build your dream home in one of Winter Park’s most sought-after neighborhoods! This cleared, vacant homesite is ready for construction and offers the perfect canvas to create a custom residence tailored to your vision. Nestled on a quiet street, the property is surrounded by beautiful homes while providing convenient access to Park Avenue’s renowned shopping and dining, Rollins College, top-rated schools, parks, golf courses, and major roadways. Whether you’re a builder, investor, or future homeowner, this is a rare chance to secure a prime piece of land in an established community where new construction opportunities are increasingly limited. Don’t miss the chance to bring your vision to life in the heart of Winter Park!

Facts & features

The home at a glance

0.54 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$10,282/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,713 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property tax — 2025 actual bill$857
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $220,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $220,000
Interest rate6.00%
Loan term

Estimated payment

$13,713/mo

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property taxes (actual bill)$857
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Park

Map of 1415 GROVE TERRACE

Drive times from this address

Downtown Orlando12 min
Universal Orlando25 min
Orlando Int’l Airport (MCO)26 min
Walt Disney World37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

WINTER PARK 32789 — neighborhood snapshot

Population

26,884

Median age

44.4

Median income

$100,213

Median home value

$695,000

Avg household

2.13

Households w/ children

2,125

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 177% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $2,200,000 · 24 days on market since

Reality check

What actually sold near 1415 GROVE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1913 WOODCREST DRIVE UNIT BSold · Mar ’26

$197,382

1913 WOODCREST DRIVE UNIT B

2 bd · 2 ba · 987 sqft · $200/sqft · 57 DOM

1920 WOODCREST DRIVE UNIT 15Sold · Oct ’25

$255,000

1920 WOODCREST DRIVE UNIT 15

2 bd · 2 ba · 1,010 sqft · $252/sqft · 46 DOM

251 GLENRIDGE WAYSold · Sep ’25

$850,000

251 GLENRIDGE WAY

3 bd · 2.5 ba · 1,314 sqft · $647/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1415 GROVE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1415 GROVE TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1415 GROVE TERRACE FAQs

What would the monthly payment be for 1415 GROVE TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,713/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1415 GROVE TERRACE?+

The most recent tax bill on record (2025) was $10,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Park?+

At $2,200,000, this home is listed about 251% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1415 GROVE TERRACE?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,200,000 runs 177% above the WINTER PARK 32789 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GOLDEN GROUP REALTY LLC · Milena Fernandes. MLS #O6423553.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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