David Ramirez
$420,0003 bd2 ba1,782 sqft$236 /sqft$3,100 /mo all-in ↓

2930 WHITE CEDAR CIRCLE, KISSIMMEE, FL, 34741

Active16 days on marketListed Jul 9, 2026MLS #O6423520

Single Family ResidenceWINDSOR POINT PH 2

About this home

2930 WHITE CEDAR CIRCLE

Welcome to Windsor Point, a gated community in the heart of Kissimmee, where comfort, convenience, and an exceptional location come together. This well-maintained 3-bedroom, 2-bathroom home offers a bright, open floor plan designed for both everyday living and effortless entertaining. Step inside to find durable tile flooring throughout the main living areas and a spacious living and dining room combination filled with natural light. The kitchen features an inviting eat-in dining space, making it the perfect spot to enjoy your morning coffee or casual meals with family and friends. Privately tucked away at the back of the home, the primary suite offers a peaceful retreat complete with a walk-in closet and a spacious en-suite bathroom. Two additional bedrooms are thoughtfully situated on the opposite side of the home and share a full bathroom, providing comfort and privacy for family or guests. Sliding glass doors from both the family room and the primary bedroom open to a covered lanai overlooking the fenced backyard, creating the perfect setting for outdoor dining, relaxing, or entertaining year-round. Residents of Windsor Point enjoy the benefits of a gated community with a low HOA that includes access to a community pool, playground, and some of the area's most beautiful walking and biking trails. Meandering through lush greenery, serene wooded landscapes, and open natural spaces, these scenic trails provide a peaceful escape just steps from home. Ideally located in the highly desirable Hunters Creek area, you'll enjoy unbeatable convenience with shopping, dining, and entertainment at The Loop just over a mile away. World-famous Walt Disney World Resort is less than 10 miles away, while major highways, Orlando International Airport, schools, golf courses, and countless Central Florida attractions are all within easy reach.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,782

Sqft

0.14 ac

Lot size

2

Garage

2004

Year built

One

Levels

$236

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationOther
FacesNortheast
ParkingDriveway
ExteriorPrivate Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$80/mo
Taxes (2025)$2,416/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,100 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$201
HOA fee — from the listing$80
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,100/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$201
HOA / condo fee$80
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$377KedgeAI estimate $401,407 · range $393K$419K$437K

vs edgeAI estimate

+4.6%

$/sqft vs Kissimmee actives

$236 vs $209

Days on market

16 vs 45 typical

Where $236/sqft sits among the 400 Kissimmee actives

77
99
100
53 · this home
36
35
$155–179$179–203$203–227$227–252$252–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Windsor Point

Map of 2930 WHITE CEDAR CIRCLE inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando23 min
Orlando Int’l Airport (MCO)26 min
Downtown Orlando26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Windsor Point — neighborhood snapshot

Population

1,562

Median age

32

Median income

$70,575

Median home value

$265,600

Avg household

3

Households w/ children

186

For the school run

Osceola County School District

ElementaryFlora Ridge Elementary School★★★★★
MiddleKissimmee Middle School★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

164 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $420,000 · 16 days on market since
2004Built · WINDSOR POINT PH 2

Reality check

What actually sold near 2930 WHITE CEDAR CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2977 WHITE CEDAR CIRCLESold · Dec ’25

$430,000

2977 WHITE CEDAR CIRCLE · same community

3 bd · 2.5 ba · 1,796 sqft · $239/sqft · 123 DOM

2979 WHITE CEDAR CIRCLESold · May ’26

$395,000

2979 WHITE CEDAR CIRCLE · same community

3 bd · 2 ba · 1,942 sqft · $203/sqft · 7 DOM

2933 WHITE CEDAR CIRCLESold · Apr ’26

$459,990

2933 WHITE CEDAR CIRCLE · same community

3 bd · 2.5 ba · 2,173 sqft · $212/sqft · 343 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2930 WHITE CEDAR CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2930 WHITE CEDAR CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2930 WHITE CEDAR CIRCLE FAQs

What would the monthly payment be for 2930 WHITE CEDAR CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,100/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2930 WHITE CEDAR CIRCLE?+

The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2930 WHITE CEDAR CIRCLE?+

The most recent tax bill on record (2025) was $2,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2930 WHITE CEDAR CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $420,000, this home is listed about 11% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2930 WHITE CEDAR CIRCLE?+

Flora Ridge Elementary School (elementary), Kissimmee Middle School (middle), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Veronica Figueroa. MLS #O6423520.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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