3036 LOWERY DRIVE, OVIEDO, FL, 32765
Active16 days on marketListed Jul 8, 2026MLS #O6423412
About this home
3036 LOWERY DRIVE
Updated 3BR/2BA Home on Private 0.62 Acres. Screened Porch. Storm Shelter. No HOA. First time ever offered for sale! This beautifully updated 3-bedroom, 2-bathroom home sits on a private and oversized 0.62-acre lot in desirable Oviedo. Built in 1986 and offering 1,287 sq ft, this move-in-ready home combines modern upgrades with space, privacy, and convenience. The interior features a brand-new kitchen and fully updated bathrooms, creating a fresh, modern feel throughout. The comfortable layout includes central air conditioning and a welcoming covered front porch surrounded by mature trees. Enjoy outdoor living from the screened porch, perfect for relaxing or entertaining while enjoying the peaceful setting. The large 2-car detached garage offers ample space for vehicles, storage, or hobbies, and includes a hurricane/storm shelter underneath, providing valuable safety and peace of mind. The expansive 0.62-acre lot offers privacy and flexibility rarely found in this area, with plenty of room for gardening, outdoor activities, or future additions. Property Features: 3 Bedrooms / 2 Bathrooms. 1,287 Sq Ft. Built 1986. Private 0.62-Acre Lot. Brand-New Kitchen. Fully Updated Bathrooms. Roof Replaced 2019. Central Air Conditioning. Screened Porch. Large 2-Car Detached Garage. Hurricane/Storm Shelter Under Garage. Covered Front Porch. Mature Trees & Private Setting. No HOA. Near Downtown Oviedo & UCF.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,287
Sqft
0.62 ac
Lot size
2
Garage
1972
Year built
One
Levels
$427
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,027 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,027/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.4%
$/sqft vs Oviedo actives
$427 vs $251
Days on market
16 vs 25 typical
Where $427/sqft sits among the 198 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
109 of 198
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3036 LOWERY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$350,000
3065 LOWERY DRIVE · same community
3 bd · 2 ba · 1,288 sqft · $272/sqft · 10 DOM
Sold · Oct ’25$435,000
3037 MOORE DRIVE · same community
3 bd · 2 ba · 1,696 sqft · $256/sqft · 3 DOM
Sold · Dec ’25$22,500
4030 SUGAR PALM TERRACE
2 bd · 2 ba · 1,289 sqft · $17/sqft · 270 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3036 LOWERY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3036 LOWERY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3036 LOWERY DRIVE FAQs
What would the monthly payment be for 3036 LOWERY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,027/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3036 LOWERY DRIVE?+
The most recent tax bill on record (2025) was $4,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $549,000, this home is listed about 5% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3036 LOWERY DRIVE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHEVON EATON · Chevon Eaton. MLS #O6423412.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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