529 WATER STREET UNIT 529, CELEBRATION, FL, 34747
Active21 days on marketListed Jul 15, 2026MLS #O6423362
About this home
529 WATER STREET UNIT 529
Experience the best of Celebration living in this beautifully updated top-floor condo overlooking the picturesque Water Street Canal. Perfectly positioned in the heart of Downtown Celebration, this move-in ready residence combines timeless charm, modern upgrades, and an unbeatable location just steps from everything this award-winning community has to offer. Inside, you'll find a thoughtfully redesigned kitchen featuring quartz countertops, stainless steel appliances, ceramic tile flooring, and an open, inviting layout that's perfect for everyday living and entertaining. Elegant smoked glass interior doors, crown molding, upgraded baseboards, custom window casings, stylish blinds, new light fixtures, ceiling fans, and beautiful new carpeting add sophistication throughout the home. The fully remodeled bathroom offers a fresh, contemporary design, newer water heater and the 2014 HVAC replacement provides added peace of mind. Floor-to-ceiling windows fill the living room, dining area, and bedroom with natural light while framing tranquil views of mature trees and the scenic Water Street Canal, creating a peaceful retreat in the center of town. Living in Downtown Celebration means enjoying one of Central Florida's most sought-after lifestyles. Just outside your door, you'll discover an exceptional collection of restaurants, coffee shops, boutiques, salons, banks, and medical offices, all connected by beautifully landscaped streets and miles of walking and biking trails. Residents enjoy year-round community events, farmers markets, seasonal festivals, lakeside parks, tennis and pickleball courts, playgrounds, dog park, and multiple community pools. Ideally located just minutes from Walt Disney World Resort, AdventHealth Celebration, major highways, Orlando International Airport, and Central Florida's world-famous attractions, Celebration also offers convenient access to championship golf, premier shopping, dining, and entertainment. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this immaculate canal-view condo offers the perfect combination of location, style, and the distinctive Celebration lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
830
Sqft
1998
Year built
One
Levels
$433
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,883 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,883/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.7%
$/sqft vs Celebration actives
$433 vs $346
Days on market
21 vs 39 typical
Where $433/sqft sits among the 74 Celebration actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Celebration
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Celebration. See the full Celebration guide →
CELEBRATION 34747 — neighborhood snapshot
Population
27,422
Median age
37.5
Median income
$83,141
Median home value
$455,600
Avg household
2.6
Households w/ children
2,599
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Celebration market
$618K → $799K
Celebration median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
41 of 74
Celebration actives have cut their price
Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the CELEBRATION 34747 median. See the full Celebration market guide →
Paper trail
This home's history
Reality check
What actually sold near 529 WATER STREET UNIT 529
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$283,000
753 SIENA PALM DRIVE
1 bd · 1 ba · 855 sqft · $331/sqft · 19 DOM
Sold · Jul ’26$242,500
755 SIENA PALM DRIVE UNIT 755
1 bd · 1 ba · 855 sqft · $284/sqft · 42 DOM
Sold · May ’26$264,000
711 CENTERVALE DRIVE UNIT 711
1 bd · 1 ba · 855 sqft · $309/sqft · 224 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 529 WATER STREET UNIT 529 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 529 WATER STREET UNIT 529 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
529 WATER STREET UNIT 529 FAQs
What would the monthly payment be for 529 WATER STREET UNIT 529?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,883/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 529 WATER STREET UNIT 529?+
The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 529 WATER STREET UNIT 529?+
The most recent tax bill on record (2025) was $3,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 529 WATER STREET UNIT 529?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Celebration?+
At $359,000, this home is listed about 38% below the Celebration median of $580,990. The market section on this page shows how the area is trending.
Which schools are assigned to 529 WATER STREET UNIT 529?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STANICA REALTY GROUP · Laurentiu Stanica. MLS #O6423362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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