David Ramirez
$275,0003 bd2 ba1,851 sqft$149 /sqft$2,160 /mo all-in ↓

931 SUMMER GLEN DRIVE, WINTER HAVEN, FL, 33880

Active16 days on marketListed Jul 8, 2026MLS #O6423346

Single Family ResidenceCOVENTRY COVE

About this home

931 SUMMER GLEN DRIVE

Virtually Staged. This home offers the perfect blend of comfort, convenience, and modern living in one of Winter Haven's growing communities. Built in 2019 with solid construction, the thoughtfully designed open floor plan creates a natural flow between the living, dining, and kitchen spaces, making everyday living and entertaining feel effortless. Step inside and imagine mornings filled with natural light, evenings spent gathering with friends, and the ease of a home designed for today's lifestyle. A dedicated laundry area helps keep daily routines organized, while the attached two car garage provides plenty of space for parking, storage, or weekend projects. An affordable Homeowners Association adds to the home's overall value. Located between Tampa and Orlando, this property offers convenient access to major employment centers, entertainment, and travel while allowing you to enjoy the relaxed atmosphere that makes Winter Haven so appealing. Spend weekends exploring the renowned Chain of Lakes, visiting nearby LEGOLAND Florida Resort, or discovering local parks, dining, and outdoor recreation. Everyday conveniences are just minutes away, including Publix, Walmart, medical facilities, Polk State College, shopping, restaurants, and a variety of essential services. With easy access to major roadways, commuting and exploring Central Florida is simple. Whether you are searching for a home that combines modern comfort with everyday convenience, this property is ready to welcome you.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,851

Sqft

0.18 ac

Lot size

2

Garage

2019

Year built

One

Levels

$149

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Range · Range Hood · Refrigerator
InteriorOpen Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$23/mo
Taxes (2025)$2,834/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,160 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$236
HOA fee — from the listing$23
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,160/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$236
HOA / condo fee$23
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$205KedgeAI estimate $264,154 · range $214K$329K$342K

vs edgeAI estimate

+4.1%

$/sqft vs Winter Haven actives

$149 vs $171

Days on market

16 vs 42 typical

Where $149/sqft sits among the 400 Winter Haven actives

41
60 · this home
114
107
29
49
$102–126$126–151$151–175$175–199$199–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 931 SUMMER GLEN DRIVE

Drive times from this address

Walt Disney World51 min
Downtown Tampa53 min
Universal Orlando61 min
Tampa Int’l Airport (TPA)64 min
Downtown Orlando67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33880 — neighborhood snapshot

Population

42,336

Median age

36.5

Median income

$56,803

Median home value

$200,900

Avg household

2.8

Households w/ children

5,516

For the school run

Polk County School District

MiddleWestwood Middle School★★★★
HighLake Region High School★★★★
ElementaryClarence Boswell Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

196 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $275,000 · 16 days on market since
2019Built · COVENTRY COVE

Reality check

What actually sold near 931 SUMMER GLEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1070 SUMMER GLEN DRIVESold · Jan ’26

$203,500

1070 SUMMER GLEN DRIVE · same community

4 bd · 2 ba · 1,847 sqft · $110/sqft · 146 DOM

1320 Coventry Court, Other City - In The State Of Florida FL 33880Sold · Oct ’25

$300,000

1320 Coventry Court, Other City - In The State Of Florida FL 33880 · same community

3 bd · 2 ba · 1,690 sqft · $178/sqft · 48 DOM

818 SUMMER GLEN DRIVESold · Sep ’25

$360,000

818 SUMMER GLEN DRIVE · same community

4 bd · 2.5 ba · 2,206 sqft · $163/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 931 SUMMER GLEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 931 SUMMER GLEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

931 SUMMER GLEN DRIVE FAQs

What would the monthly payment be for 931 SUMMER GLEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,160/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 931 SUMMER GLEN DRIVE?+

The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 931 SUMMER GLEN DRIVE?+

The most recent tax bill on record (2025) was $2,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 931 SUMMER GLEN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $275,000, this home is listed about 4% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 931 SUMMER GLEN DRIVE?+

Westwood Middle School (middle), Lake Region High School (high), Clarence Boswell Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Stacey Vazquez. MLS #O6423346.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Winter Haven homes, in your inbox

Like 931 SUMMER GLEN DRIVE but not quite? A daily digest of every new listing in Winter Haven — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 12:29 PM UTC. The listing information on this page last changed on July 24, 2026 at 12:29 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 12:29 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 12:29 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.