David Ramirez
$1,425,0004 bd4 ba3,496 sqft$408 /sqft$9,887 /mo all-in ↓

3895 GRASSLAND LOOP, LAKE MARY, FL, 32746

Active13 days on marketListed Jul 10, 2026MLS #O6423258

Private poolSingle Family ResidenceSTEEPLE CHASE REP 2B

Come see it

Upcoming open house

Sat, Jul 25

1:00 PM – 3:00 PM

call rob @ 3214368813 for gate code

About this home

3895 GRASSLAND LOOP

Welcome to one of Lake Mary’s finest luxury residences, nestled on an ultra private, premium homesite within the desirable gated community of Steeple Chase. This highly sought-after Taylor Morrison Monte Carlo model all on 1 level offers over-the-top quality & craftsmanship with 4 bedrooms, 4 bathrooms, a dedicated office & 3 car garage split between separate 2 car & 1 car garage;s both air-conditioned & have inulation on garage doors & in attic! From the moment you arrive, the impressive circular driveway, fresh professionally designed landscaping and extensive lighting (app controlled), and inviting private courtyard set the stage for what awaits inside. Step through the front door to discover an exceptional open-concept with a desirable three-way bedroom split plan, soaring tray ceilings, abundant natural light, extensive crown molding, upgraded baseboards, designer lighting, and elegant tile and engineered hardwood flooring throughout. No detail has been overlooked, and there are no builder-grade finishes in this extraordinary home. Every room showcases custom designer appointments and premium upgrades, creating a residence that is both timeless yet w/ every modern convenience. At the heart of the home is a spectacular gourmet island kitchen designed for the most discerning chef. Featuring 42-inch upgraded wood cabinetry with under cabinet LED lighting, an island with custom Viaterra Quartz, a Butler’s pantry with garage entries, premium Sub-Zero refrigerator, Wolf stainless steel gas range with convection/steam oven & warming draw, and abundant workspace, this kitchen is as beautiful as it is functional. The luxurious primary suite is a true private retreat, complete with a sitting area, an oversized walk-in closet, and a spa-inspired ensuite bath featuring dual vanities, an expansive glass walk-in shower with floor-to-ceiling designer tile, and elegant finishes throughout. Designed with both comfort and privacy in mind, the home also offers a private guest suite with its own full bath, while two additional bedrooms are connected by a beautifully appointed Jack-and-Jill bathroom. A dedicated executive office provides the ideal space for working from home or quiet study. Outdoor living is equally impressive. The expansive screened lanai features a fully equipped summer kitchen with motorized retractable screens, overlooking a stunning custom pool & spa with paver deck and inviting fire pit seating area—creating the perfect private setting for entertaining or relaxing year-round. The pool has a super swim swim tether training devices (2) and all pool systems are controlled via phone app. Additional luxury upgrades include a whole-house alarm system equipped w/ 4 cameras, whole house generator, microdrip irrigation in courtyard, Radiant barrier insulation in attic, Core-fill Masonry foam insulation in exterior block walls (energy efficient, quiet & low power bills), R-38 ceiling insulation added in attic just 8 months ago), surround sound, energy-efficient windows and sliding glass doors, custom arched windows, tile roof with gutters, and countless designer finishes throughout. Perfectly located in one of Lake Mary’s most desirable gated communities, this exceptional residence offers the rare combination of luxury, privacy, impeccable craftsmanship, and an unmatched list of upgrades. Simply put, this is one of the finest homes available in Lake Mary at this price point. Welcome Home.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,496

Sqft

0.25 ac

Lot size

3

Garage

2018

Year built

One

Levels

$408

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesWest
ParkingCurb Parking · Garage Door Opener · Ground Level · Split Garage
ExteriorCourtyard · Irrigation System · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Shade Shutter(s) · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$230/mo
Taxes (2025)$15,279/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,887 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property tax — 2025 actual bill$1,273
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $142,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $142,500
Interest rate6.00%
Loan term

Estimated payment

$9,887/mo

Principal & interest$7,689
PMI (est., until 20% equity)$534
Property taxes (actual bill)$1,273
HOA / condo fee$230
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$1.1MedgeAI estimate $1,293,821 · range $1.2M$1.4M$1.5M

vs edgeAI estimate

+10.1%

Days on market

13 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Steeple Chase

Map of 3895 GRASSLAND LOOP inside its neighborhood boundary

Drive times from this address

Downtown Orlando23 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)43 min
Walt Disney World48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Steeple Chase — neighborhood snapshot

Population

1,323

Median age

53

Median income

$104,346

Median home value

$576,300

Avg household

2

Households w/ children

133

For the school run

Seminole County School District

HighLake Mary High School★★★★★
ElementaryWoodlands Elementary School★★★★★
MiddleMarkham Woods Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 257% above the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $1,425,000 · 13 days on market since
2018Built · STEEPLE CHASE REP 2B

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3895 GRASSLAND LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3895 GRASSLAND LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3895 GRASSLAND LOOP FAQs

What would the monthly payment be for 3895 GRASSLAND LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,887/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3895 GRASSLAND LOOP?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3895 GRASSLAND LOOP?+

The most recent tax bill on record (2025) was $15,279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3895 GRASSLAND LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $1,425,000, this home is listed about 232% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3895 GRASSLAND LOOP?+

Lake Mary High School (high), Woodlands Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,425,000 runs 257% above the LAKE MARY 32746 median — but at 3,496 sqft it's also nearly twice the size of the typical Lake Mary listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lake Mary High School, Woodlands Elementary School, Markham Woods Middle School — Woodlands Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Rob Breese, III. MLS #O6423258.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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