
341 HIBISCUS WAY, PALM COAST, FL, 32137
Active24 days on marketListed Jul 9, 2026MLS #O6423240
About this home
341 HIBISCUS WAY
Welcome to luxury golf course living in the esteemed community The Conservatory, an exclusive gated community centered around the renowned Tom Watson Signature 18-hole Golf Course. Perfectly positioned on the 8th fairway with breathtaking views of the lake and the 9th tee box, this beautifully maintained one-owner Gold Coast Homes residence offers an exceptional opportunity to own in one of Florida's premier golf communities featuring TWO championship golf courses. This meticulously cared-for 3-bedroom, 2-bath home combines timeless elegance with thoughtful upgrades throughout. From the moment you enter, you'll appreciate the soaring tray ceilings, custom crown molding, elegant wainscoting, built-in features, and designer lighting that create a warm yet refined atmosphere. The spacious kitchen is designed for both everyday living and entertaining, showcasing granite countertops, solid wood cabinetry, stainless steel appliances, and the convenience of the washer and dryer included. The luxurious primary suite features custom-designed closets and a spa-inspired bath with seamless glass shower doors, while both bathrooms have been tastefully upgraded with premium finishes. Electronic remote-controlled shades provide effortless comfort and privacy throughout the home. Step outside to your own private Florida oasis. The heated and cooled 28' x 16' saltwater pool, complete with a newer pump, is enclosed with a panoramic screen that maximizes the spectacular golf course and water views without obstructing the scenery. Whether enjoying your morning coffee or entertaining guests, this outdoor living space is truly unforgettable. Additional highlights include a NEW air conditioning system (1 year old), durable tile roof, oversized two-car garage with custom built-in storage, and exceptional pride of ownership throughout. Residents enjoy 24/7 gated security and have the option to join the magnificent Club At Hammock Beach that proudly features a $40 million clubhouse, offering world-class amenities including a state-of-the-art fitness center, resort-style swimming pool, and an outstanding golf experience. Best of all, you're just minutes from beautiful Hammock Beach, celebrated as one of Florida's most spectacular stretches of coastline. This is more than a home—it's an extraordinary lifestyle in one of Northeast Florida's most sought-after golf communities. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,002
Sqft
0.18 ac
Lot size
2
Garage
2016
Year built
One
Levels
$399
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,692 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,692/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.8%
$/sqft vs Palm Coast actives
$399 vs $218
Days on market
24 vs 47 typical
Where $399/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 341 HIBISCUS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$940,000
401 BOURGANVILLE DRIVE · same community
4 bd · 3.5 ba · 2,457 sqft · $383/sqft · 94 DOM
Sold · Feb ’26$386,950
16 FIELDING LANE
4 bd · 3 ba · 1,987 sqft · $195/sqft · 0 DOM
Sold · Oct ’25$343,900
54 FIELDSTONE LANE
3 bd · 2 ba · 1,986 sqft · $173/sqft · 252 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 341 HIBISCUS WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 341 HIBISCUS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
341 HIBISCUS WAY FAQs
What would the monthly payment be for 341 HIBISCUS WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,692/mo — principal and interest, the actual property-tax bill, the $405/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 341 HIBISCUS WAY?+
The association fee works out to $405 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 341 HIBISCUS WAY?+
The most recent tax bill on record (2025) was $6,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 341 HIBISCUS WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $799,000, this home is listed about 102% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 341 HIBISCUS WAY?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 110% above the PALM COAST 32137 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Sascha Davis. MLS #O6423240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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