1474 RIDGE TREE DRIVE, ORMOND BEACH, FL, 32174
Active12 days on marketListed Jul 7, 2026MLS #O6423224
About this home
1474 RIDGE TREE DRIVE
Under Construction. Uncover the pinnacle of golfing luxury and coastal lifestyle at Waterstone at Halifax Plantation. This new construction community in Ormond Beach, FL offers single-family homes, boasting a variety of exquisite designs. Personalize your new home to reflect your unique style and needs. Located 1 mile off of I-95 and minutes from pristine beaches, embark on a journey where luxury meets tranquility. Welcome to the Cedar home, where modern elegance meets practical design. This new construction, single-story home features 3 bedrooms, 2 bathrooms, an extended covered lanai, and a 2-car garage—creating the perfect space for comfort and style. The open-concept kitchen, café, and gathering room are bathed in natural light, offering a bright and airy atmosphere. With tall ceilings, abundant windows, and a sliding glass door leading to the extended covered lanai, the space effortlessly flows between indoor and outdoor living. The kitchen is a stunning focal point, designed for both beauty and functionality. It includes stainless steel Whirlpool appliances—featuring a microwave vented to the exterior and a refrigerator—42” soft-close white cabinetry, quartz countertops, and a stainless-steel single bowl sink. Whether you're cooking or hosting guests, this kitchen is sure to impress. At the rear of the home, the owner’s suite provides a serene retreat. The spa-inspired en suite bathroom is complete with a frameless glass-enclosed shower, a quartz-topped dual vanity, and a spacious walk-in closet—offering a tranquil escape. The front of the home includes two additional bedrooms and a full bathroom, offering privacy and convenience. Designer-curated finishes add an extra touch of luxury, including wood-look luxury vinyl plank flooring throughout the entire home (except in the bathrooms and laundry room which are outfitted with tile), brushed nickel hardware and plumbing fixtures, Sherwin Williams Drift of Mist interior paint, and 2” faux wood blinds. Modern technology features include a smart thermostat, video doorbell, and LED downlights, ensuring the home is as connected as it is stylish. With its thoughtful design, luxury finishes, and seamless blend of functionality and beauty, the Cedar home is the perfect place to live and unwind.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,662
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,814 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,814/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.5%
$/sqft vs Ormond Beach actives
$237 vs $235
Days on market
12 vs 41 typical
Where $237/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1474 RIDGE TREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$405,000
2661 FERMOY DRIVE · same community
4 bd · 2 ba · 1,850 sqft · $219/sqft · 86 DOM
Sold · Oct ’25$349,990
1339 LAWNDALE COURT
3 bd · 2 ba · 1,672 sqft · $209/sqft · 70 DOM
Sold · Aug ’25$349,990
1259 BIG BASS DRIVE
3 bd · 2 ba · 1,672 sqft · $209/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1474 RIDGE TREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1474 RIDGE TREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1474 RIDGE TREE DRIVE FAQs
What would the monthly payment be for 1474 RIDGE TREE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,814/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1474 RIDGE TREE DRIVE?+
The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1474 RIDGE TREE DRIVE?+
The most recent tax bill on record (2025) was $628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1474 RIDGE TREE DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $393,110, this home is listed about 8% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1474 RIDGE TREE DRIVE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6423224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 1474 RIDGE TREE DRIVE but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →