
617 SAILBOAT DRIVE, NICEVILLE, FL, 32578
Active26 days on marketListed Jul 9, 2026MLS #O6423164
About this home
617 SAILBOAT DRIVE
Welcome to 617 Sailboat Dr, a well-maintained 3-bedroom, 2-bath brick home located in the desirable Lancaster Estates/Bluewater Bay area of Niceville. This single-story residence offers approximately 1,608 square feet of living space with an open, functional floor plan featuring a spacious living room with vaulted ceilings
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,608
Sqft
0.23 ac
Lot size
1982
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,095 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,095/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Niceville
Get to know Niceville. See the full Niceville guide →
NICEVILLE 32578 — neighborhood snapshot
Population
33,948
Median age
42.6
Median income
$105,858
Median home value
$414,900
Avg household
2.52
Households w/ children
4,005
The numbers that matter
The Niceville market
$325K → $325K
Niceville median sold, yr/yr
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 617 SAILBOAT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 617 SAILBOAT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
617 SAILBOAT DRIVE FAQs
What would the monthly payment be for 617 SAILBOAT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,095/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 617 SAILBOAT DRIVE?+
The most recent tax bill on record (2025) was $2,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Niceville?+
At $429,900, this home is priced right at the Niceville median.
Listing courtesy of IRG CORPORATION · Eduardo Mualim. MLS #O6423164.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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