13669 SW 81ST CIRCLE, OCALA, FL, 34473
Active3 days on marketListed Jul 20, 2026MLS #O6423032
About this home
13669 SW 81ST CIRCLE
Built in 2023 with no HOA, this move-in ready 4-bedroom, 2-bath home offers the perfect blend of modern style and everyday functionality. Featuring 1,578 square feet of thoughtfully designed living space, the open-concept floor plan is complemented by durable tile flooring throughout—no carpet anywhere. The spacious kitchen serves as the heart of the home, complete with stainless steel appliances, solid surface countertops, a breakfast bar, pendant lighting, an under-mount sink, and a convenient pantry closet. The kitchen flows seamlessly into the living and dining areas, creating an inviting space for entertaining or simply enjoying time at home. The split-bedroom layout provides privacy for the primary suite, while the additional bedrooms are all generously sized, offering flexibility for family, guests, or a home office. A two-car garage adds extra convenience and storage. Step outside to a spacious backyard that's ready for your vision. Whether you're dreaming of a patio, fire pit, garden, play area, or future pool, the open yard provides a blank canvas to create your own outdoor retreat. Whether you're searching for your next primary residence or looking to expand your investment portfolio, this property offers outstanding potential. With modern construction, a functional layout, durable finishes, and the added benefit of no HOA, this Ocala home is ready for its next owner to move in and make it their own.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,580
Sqft
0.27 ac
Lot size
2
Garage
2023
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
Days on market
3 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13669 SW 81ST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13669 SW 81ST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13669 SW 81ST CIRCLE FAQs
What would the monthly payment be for 13669 SW 81ST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13669 SW 81ST CIRCLE?+
The most recent tax bill on record (2025) was $4,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $269,900, this home is listed about 10% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13669 SW 81ST CIRCLE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EXIT GLOBAL REALTY · Donna Mancauskas. MLS #O6423032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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