David Ramirez
$1,8002 bd2.5 ba1,120 sqft$2 /sqft$173 /mo all-in ↓

11747 STONESMITH CROSSING, PALMETTO, FL, 34221

Active30 days on marketListed Jul 7, 2026MLS #O6423008

Priced 100% below the PALMETTO 34221 medianTownhouseARTISAN LAKES EDGESTONE NORTH PH I & II

About this home

11747 STONESMITH CROSSING

Welcome to this beautiful townhouse located in the desirable Edgestone community in Palmetto, FL. This well-maintained home features 2 spacious bedrooms, 2.5 bathrooms, and a comfortable open-concept layout designed for modern living. Enjoy peaceful lake views from the backyard, creating a relaxing outdoor space where you can unwind and enjoy the Florida lifestyle. The home offers a comfortable living area, a functional kitchen, and well-appointed bedrooms with plenty of natural light. Residents of Edgestone have access to community amenities, including a resort-style swimming pool and well-maintained common areas. The community provides a convenient location with easy access to major roadways, shopping, dining, and everyday necessities. Located near I-75, this home offers convenient access to Ellenton Premium Outlets, local restaurants, and nearby entertainment options. The beautiful Tampa Bay waterfront is also just a short drive away, providing opportunities to enjoy beaches, outdoor activities, and scenic views. Don't miss the opportunity to make this charming lake-view townhouse your next home in Palmetto's Edgestone community.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,120

Sqft

0.03 ac

Lot size

2023

Year built

Two

Levels

$2

Per sqft

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ParkingOn Street

Community & fees

PetsCats OK
CommunityPool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $63Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $63
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palmetto actives

$2 vs $208

Days on market

30 vs 55 typical

Where $2/sqft sits among the 400 Palmetto actives

3 · this home
36
177
103
39
42
$2–72$72–143$143–213$213–284$284–354$354+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 11747 STONESMITH CROSSING

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$359K$350K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

221 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $1,800 · 30 days on market since
2023Built · ARTISAN LAKES EDGESTONE NORTH PH I & II

Reality check

What actually sold near 11747 STONESMITH CROSSING

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11633 GLENSIDE TERRACESold · Jun ’26

$230,000

11633 GLENSIDE TERRACE · same community

3 bd · 2.5 ba · 1,582 sqft · $145/sqft · 145 DOM

10912 44TH AVENUE ESold · Jul ’26

$335,990

10912 44TH AVENUE E

3 bd · 2 ba · 1,328 sqft · $253/sqft · 0 DOM

8309 OCEAN TIDES COVESold · Feb ’26

$390,000

8309 OCEAN TIDES COVE

2 bd · 2 ba · 1,400 sqft · $279/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11747 STONESMITH CROSSING — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11747 STONESMITH CROSSING — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

11747 STONESMITH CROSSING FAQs

What would the monthly payment be for 11747 STONESMITH CROSSING?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 11747 STONESMITH CROSSING?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $1,800, this home is listed about 100% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.

Which schools are assigned to 11747 STONESMITH CROSSING?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JC PREMIUM REALTY LLC · David Liu. MLS #O6423008.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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