137 LUCERNE DRIVE, DEBARY, FL, 32713
Active17 days on marketListed Jul 7, 2026MLS #O6422881
About this home
137 LUCERNE DRIVE
Welcome to this beautifully fully remodeled home in the heart of DeBary! This move-in ready property has been thoughtfully updated from top to bottom, offering modern finishes and peace of mind for years to come. The stunning new kitchen features stylish cabinetry, updated countertops, and contemporary fixtures, making it the perfect space for cooking and entertaining. Brand new flooring flows throughout the home, creating a fresh and cohesive feel in every room. Enjoy year-round comfort with a brand new HVAC system, providing energy-efficient heating and cooling. Every update has been carefully selected to blend style, functionality, and low-maintenance living. Situated on a spacious lot in an established neighborhood, this home offers convenient access to shopping, dining, parks, schools, and major highways, making commuting to Orlando, Sanford, and the surrounding areas a breeze. Best of all, NO HOA means you'll enjoy the freedom to personalize your property without restrictive association rules or monthly HOA fees. Whether you're a first-time homebuyer, downsizing, or looking for a turnkey investment opportunity, this beautifully updated DeBary home is one you won't want to miss!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,488
Sqft
0.26 ac
Lot size
1950
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,399 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,399/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Debary actives
$212 vs $205
Days on market
17 vs 31 typical
Where $212/sqft sits among the 109 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
Plantation Estates — neighborhood snapshot
Population
5,254
Median age
34
Median income
$79,929
Median home value
$262,123
Avg household
2
Households w/ children
617
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
46 of 109
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 137 LUCERNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$230,000
131 LUCERNE DRIVE · same community
3 bd · 2 ba · 1,412 sqft · $163/sqft · 22 DOM
Sold · Sep ’25$301,000
63 MADERA ROAD · same community
3 bd · 1 ba · 1,380 sqft · $218/sqft · 41 DOM
Sold · Jul ’26$385,000
146 CORONADO ROAD · same community
3 bd · 2 ba · 1,629 sqft · $236/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 137 LUCERNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 137 LUCERNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
137 LUCERNE DRIVE FAQs
What would the monthly payment be for 137 LUCERNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,399/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 137 LUCERNE DRIVE?+
The most recent tax bill on record (2024) was $2,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Debary?+
At $315,000, this home is listed about 19% below the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 137 LUCERNE DRIVE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Steve Montgomery. MLS #O6422881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Debary homes, in your inbox
Like 137 LUCERNE DRIVE but not quite? A daily digest of every new listing in Debary — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →