David Ramirez
$2,200,0006 bd4 ba4,311 sqft$510 /sqft$14,577 /mo all-in ↓

8192 LUDINGTON CIRCLE, ORLANDO, FL, 32836

Active23 days on marketListed Jul 6, 2026MLS #O6422812

Private poolSingle Family ResidenceESTATES/PARKSIDE

About this home

8192 LUDINGTON CIRCLE

Completely remodeled with exceptional attention to detail, this exquisite residence has been barely lived in, serving only as the sellers' second home. Designed for those who appreciate refined living and effortless entertaining, every finish has been thoughtfully selected to create a timeless and sophisticated home. Upon entering, you're welcomed by an elegant formal dining room with a striking designer chandelier, while a private office sits just across the foyer. The spacious living room showcases a stunning custom entertainment wall with contemporary millwork and integrated LED lighting. The gourmet kitchen has been completely reimagined with imported custom cabinetry, a large quartz waterfall island with a built-in cooktop, premium appliances, and an open-concept layout overlooking the living area. Expansive sliding glass doors lead to a resort-style backyard featuring an infinity-edge pool and spa, a one-of-a-kind cabana, a fully equipped summer kitchen, and the community's MOST desirable homesite. Upstairs, the luxurious primary suite is accompanied by four additional bedrooms and a spacious loft featuring another custom entertainment wall. The spa-inspired primary bath offers dual vanities, elegant finishes, and an oversized custom walk-in closet. Complete with an extended covered lanai, marble and porcelain decking, and mature landscaping, this state-of-the-art residence is truly one of a kind.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

4,311

Sqft

0.41 ac

Lot size

3

Garage

2018

Year built

Two

Levels

$510

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Laminate · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco · Wood Frame (FSC Certified)
FoundationSlab
ViewPool · Trees/Woods
FacesNorthwest
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$252/mo
Taxes (2025)$17,624/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$14,577 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property tax — 2025 actual bill$1,469
HOA fee — from the listing$252
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $220,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $220,000
Interest rate6.00%
Loan term

Estimated payment

$14,577/mo

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property taxes (actual bill)$1,469
HOA / condo fee$252
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.2M
$1.3MedgeAI estimate $1,514,710 · range $1.4M$1.6M$2.3M

vs edgeAI estimate

+45.2%

$/sqft vs Orlando actives

$510 vs $237

Days on market

23 vs 34 typical

Where $510/sqft sits among the 400 Orlando actives

112
126
101
32
4
25 · this home
$130–194$194–257$257–320$320–384$384–447$447+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 8192 LUDINGTON CIRCLE

Drive times from this address

Universal Orlando15 min
Walt Disney World17 min
Downtown Orlando21 min
Orlando Int’l Airport (MCO)26 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32836 — neighborhood snapshot

Population

24,648

Median age

39.3

Median income

$111,921

Median home value

$637,300

Avg household

2.72

Households w/ children

3,070

For the school run

Orange County School District

ElementaryCastleview Elementary★★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

153 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 138% above the ORLANDO 32836 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $2,200,000 · 23 days on market since
2018Built · ESTATES/PARKSIDE

Reality check

What actually sold near 8192 LUDINGTON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8085 LUDINGTON CIRCLESold · Oct ’25

$1,500,000

8085 LUDINGTON CIRCLE · same community

6 bd · 4.5 ba · 5,049 sqft · $297/sqft · 97 DOM

8066 LUDINGTON CIRCLESold · Feb ’26

$1,500,000

8066 LUDINGTON CIRCLE · same community

7 bd · 5 ba · 5,169 sqft · $290/sqft · 108 DOM

8258 LUDINGTON CIRCLESold · Sep ’25

$1,100,000

8258 LUDINGTON CIRCLE · same community

4 bd · 3 ba · 3,029 sqft · $363/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8192 LUDINGTON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8192 LUDINGTON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8192 LUDINGTON CIRCLE FAQs

What would the monthly payment be for 8192 LUDINGTON CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,577/mo — principal and interest, the actual property-tax bill, the $252/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8192 LUDINGTON CIRCLE?+

The association fee works out to $252 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8192 LUDINGTON CIRCLE?+

The most recent tax bill on record (2025) was $17,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8192 LUDINGTON CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $2,200,000, this home is listed about 464% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8192 LUDINGTON CIRCLE?+

Castleview Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,200,000 runs 138% above the ORLANDO 32836 median — but at 4,311 sqft it's also nearly 3 times the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Castleview Elementary, Horizon West Middle, Windermere High — Horizon West Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JOHN SILVA REALTY & ASSOCIATES · John Silva. MLS #O6422812.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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