David Ramirez

3678 ROBENA ROAD, JACKSONVILLE, FL, 32218

Active17 days on marketListed Jul 7, 2026MLS #O6422760

Priced 59% below the JACKSONVILLE 32218 median

About this home

3678 ROBENA ROAD

Nearly 2 Acres in Jacksonville! This incredible opportunity includes TWO side-by-side parcels being sold together, offering a combined 1.993 acres (86,791 square feet) of raw land in one of Florida's fastest-growing cities. Whether you're dreaming of building your custom home, creating a private country retreat, or investing in Jacksonville's booming real estate market, this property gives you the flexibility to make it happen. Best of all, the property is located outside the flood zone, features NO HOA, and the zoning allows for both Single-Family Homes and Manufactured Homes Plus ADU which could be a Guest House or Separate Rental —giving you the freedom to build your way without restrictive HOA rules. Imagine having room for your dream home, workshop, detached garage, RV, boat, recreational vehicles, gardens, or even a mini homestead. Enjoy the privacy and space that nearly two acres provides while still being just minutes from modern conveniences. Jacksonville offers an unbeatable Florida lifestyle with miles of beautiful Atlantic beaches, world-class fishing and boating, scenic parks and nature preserves, championship golf courses, vibrant restaurants, shopping, entertainment, and professional sports. You'll also enjoy convenient access to Downtown Jacksonville, Jacksonville International Airport, major hospitals, top employers, Interstate 95, Interstate 10, and Interstate 295, making commuting throughout Northeast Florida a breeze. Whether you're looking for a peaceful place to call home, a smart long-term investment, or the perfect spot to build for the future, opportunities like this are becoming increasingly rare. Large acreage, flexible zoning, no HOA, and no flood insurance concerns—this property truly checks all the boxes. Bring your vision, your builder, your RV, your boat, and your dreams—this is your chance to own nearly two acres of freedom in Jacksonville!

Facts & features

The home at a glance

1.99 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$643/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Other
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$644 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$400
FHA mortgage insurance (est.)$30
Property tax — 2025 actual bill$54
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,380Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,380
Interest rate6.00%
Loan term

Estimated payment

$644/mo

Principal & interest$400
FHA mortgage insurance (est.)$30
Property taxes (actual bill)$54
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Garden City

Map of 3678 ROBENA ROAD inside its neighborhood boundary

Get to know Jacksonville. See the full Jacksonville guide →

Garden City — neighborhood snapshot

Population

2,976

Median age

47

Median income

$52,687

Median home value

$270,995

Avg household

2

Households w/ children

436

For the school run

Duval County School District

ElementaryGarden City Elementary School★★★★
MiddleHighlands Middle School★★★★
HighJean Ribault High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jacksonville market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$324K$341K

Jacksonville median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the JACKSONVILLE 32218 median. See the full Jacksonville market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $68,000 · 17 days on market since

Reality check

What actually sold near 3678 ROBENA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11040 CAMPUS HEIGHTS LANESold · Dec ’25

$262,000

11040 CAMPUS HEIGHTS LANE

3 bd · 2 ba · 1,437 sqft · $182/sqft · 75 DOM

4506 KEY WOODLEY DRIVE SSold · Dec ’25

$142,000

4506 KEY WOODLEY DRIVE S

3 bd · 2 ba · 1,860 sqft · $76/sqft · 21 DOM

4628 ARGAND DRIVESold · Aug ’25

$329,990

4628 ARGAND DRIVE

4 bd · 3 ba · 1,880 sqft · $176/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3678 ROBENA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3678 ROBENA ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3678 ROBENA ROAD FAQs

What would the monthly payment be for 3678 ROBENA ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3678 ROBENA ROAD?+

The most recent tax bill on record (2025) was $643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Jacksonville?+

At $68,000, this home is listed about 76% below the Jacksonville median of $282,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3678 ROBENA ROAD?+

Garden City Elementary School (elementary), Highlands Middle School (middle), Jean Ribault High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of YASMINE KHRINO · Jasmine Khrino. MLS #O6422760.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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