David Ramirez
$265,0003 bd2.5 ba1,633 sqft$162 /sqft$2,353 /mo all-in ↓

3857 HAMPSTEAD LANE, LAKELAND, FL, 33810

Active30 days on marketListed Jul 6, 2026MLS #O6422622

Priced 21% below the LAKELAND 33810 medianTownhouseHAMPTON HILLS SOUTH PH 03

About this home

3857 HAMPSTEAD LANE

Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome offering 1,633 square feet of thoughtfully designed living space in the desirable Hampton Hills community. Built in 2019, this move-in-ready home features an open-concept floor plan designed for comfortable everyday living and effortless entertaining. Step inside to a welcoming foyer with a convenient coat closet before entering the spacious main living area. The kitchen is the heart of the home, showcasing granite countertops, rich mocha shaker cabinetry, subway tile backsplash, recessed lighting, a pantry, and a large center island. The kitchen flows seamlessly into the dining and family rooms, creating an inviting space for gathering with family and friends. Sliding glass doors lead to a private elevated balcony, providing the perfect place to enjoy your morning coffee or relax at the end of the day. Upstairs, a versatile loft offers flexible space for a home office, study area, media room, or playroom. The spacious primary suite features a walk-in closet and an en-suite bath with dual vanities, linen storage, and a beautifully tiled walk-in shower with a rainfall showerhead. Two additional bedrooms, a full guest bath with dual sinks, and a conveniently located second-floor laundry room complete the upper level. Additional features include an attached one-car garage, generous storage throughout, and low-maintenance living with access to the community swimming pool and professionally maintained grounds. Ideally located in North Lakeland, Hampton Hills offers convenient access to I-4, making commuting to Tampa or Orlando a breeze. You'll also be just minutes from Lakeland Square Mall, Publix, restaurants, medical facilities, downtown Lakeland, Lake Parker Park, and the Silver Moon Drive-In Theatre. Combining modern finishes, functional living spaces, and an exceptional location, this home is ready for its next owner. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,633

Sqft

0.03 ac

Lot size

1

Garage

2019

Year built

Two

Levels

$162

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesSouthwest
ExteriorBalcony · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$184/mo
Taxes (2025)$3,978/yr
PetsYes
CommunityDeed Restrictions · Pool

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,353 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$331
HOA fee — from the listing$184
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,353/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$331
HOA / condo fee$184
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$176KedgeAI estimate $200,461 · range $183K$244K$276K

vs edgeAI estimate

+32.2%

$/sqft vs Lakeland actives

$162 vs $195

Days on market

30 vs 42 typical

Where $162/sqft sits among the 400 Lakeland actives

72
137 · this home
105
41
19
26
$127–162$162–196$196–231$231–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 3857 HAMPSTEAD LANE

Drive times from this address

Downtown Tampa38 min
Walt Disney World40 min
Tampa Int’l Airport (TPA)49 min
Universal Orlando50 min
Downtown Orlando56 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

193 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $265,000 · 30 days on market since
2019Built · HAMPTON HILLS SOUTH PH 03

Reality check

What actually sold near 3857 HAMPSTEAD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3745 WOODBURY HILL LOOPSold · Dec ’25

$259,000

3745 WOODBURY HILL LOOP · same community

3 bd · 2.5 ba · 1,771 sqft · $146/sqft · 64 DOM

4030 DOVER TERRACE DRIVESold · Oct ’25

$212,000

4030 DOVER TERRACE DRIVE · same community

3 bd · 2.5 ba · 1,776 sqft · $119/sqft · 59 DOM

3109 SAND TRAP COURTSold · Oct ’25

$225,000

3109 SAND TRAP COURT

2 bd · 2 ba · 1,624 sqft · $139/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3857 HAMPSTEAD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3857 HAMPSTEAD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3857 HAMPSTEAD LANE FAQs

What would the monthly payment be for 3857 HAMPSTEAD LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,353/mo — principal and interest, the actual property-tax bill, the $184/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3857 HAMPSTEAD LANE?+

The association fee works out to $184 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3857 HAMPSTEAD LANE?+

The most recent tax bill on record (2025) was $3,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3857 HAMPSTEAD LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $265,000, this home is listed about 22% below the Lakeland median of $339,900. The market section on this page shows how the area is trending.

Listing courtesy of GOYAL & DECOSTER REALTY · Marco Silva Bravo. MLS #O6422622.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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