David Ramirez
$315,0003 bd2 ba1,082 sqft$291 /sqft$2,307 /mo all-in ↓

212 SUMMERSET DRIVE, APOPKA, FL, 32712

Active15 days on marketListed Jul 8, 2026MLS #O6422618

Priced 34% below the APOPKA 32712 medianPrivate poolSingle Family ResidenceSUMMERSET

About this home

212 SUMMERSET DRIVE

Property Snapshot: Looking for a 3-bed home in Apopka with a private pool, updated living spaces, and a spacious fenced backyard close to parks, shopping, and major commuter routes? This move-in ready home offers comfortable everyday living, inviting outdoor amenities, and a convenient location that makes homeownership easy to enjoy. Welcome to 212 Summerset Drive, Apopka, FL 32712, where comfort, convenience, and outdoor living come together. This well maintained 3 bedroom, 2 bathroom home offers 1,082 square feet of thoughtfully designed living space with an open layout that creates a bright and connected feel throughout the main living areas. The updated kitchen overlooks the living room, making everyday living and entertaining effortless, while the refreshed bathrooms and freshly painted exterior add to the home's move-in ready appeal. Step outside and discover one of the home's standout features: a large fenced backyard designed for relaxation and enjoyment. Take a swim in the private pool, gather around the fire pit on cool evenings, or enjoy the custom tree house that adds character and versatility to the outdoor space. Whether you're hosting friends, spending time outdoors, or simply relaxing at home, this backyard offers plenty of space to enjoy. An oversized detached two car garage provides valuable storage and parking flexibility. Conveniently located just minutes from Downtown Apopka, this home offers easy access to local restaurants, shopping, AdventHealth Apopka, Wekiwa Springs State Park, US 441, and SR 429, making commuting and weekend adventures simple. Nearby parks, recreation, and everyday conveniences enhance the lifestyle this location provides. Whether you're purchasing your first home, looking for more outdoor space, or simply searching for a move-in ready property, this 3-bed home in Apopka delivers updated features, exceptional outdoor amenities, and a location that makes daily living convenient and enjoyable. Schedule your private showing today to experience everything this home has to enjoy.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,082

Sqft

0.19 ac

Lot size

2

Garage

1982

Year built

One

Levels

$291

Per sqft

Private poolPool view

Inside

FlooringCarpet · Tile
AppliancesElectric Water Heater · Range · Refrigerator
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame (FSC Certified)
FoundationSlab
ViewPool
FacesNorth
ExteriorAwning(s) · Fire Pit · Sidewalk

Community & fees

Taxes (2025)$1,841/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,307 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$153
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,307/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$153
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Apopka

Map of 212 SUMMERSET DRIVE

Drive times from this address

Downtown Orlando26 min
Universal Orlando32 min
Walt Disney World38 min
Orlando Int’l Airport (MCO)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

APOPKA 32712 — neighborhood snapshot

Population

49,522

Median age

41.9

Median income

$106,264

Median home value

$389,900

Avg household

3.04

Households w/ children

5,838

For the school run

Orange County School District

MiddleApopka Middle★★★★
ElementaryDream Lake Elementary★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $315,000 · 15 days on market since
1982Built · SUMMERSET

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 212 SUMMERSET DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 212 SUMMERSET DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

212 SUMMERSET DRIVE FAQs

What would the monthly payment be for 212 SUMMERSET DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,307/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 212 SUMMERSET DRIVE?+

The most recent tax bill on record (2025) was $1,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Apopka?+

At $315,000, this home is listed about 30% below the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 212 SUMMERSET DRIVE?+

Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Jason Ricks. MLS #O6422618.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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