David Ramirez
$315,0003 bd2.5 ba1,720 sqft$183 /sqft$2,583 /mo all-in ↓

1136 E 10TH STREET, APOPKA, FL, 32703

Active7 days on marketListed Jul 16, 2026MLS #O6422382

Priced 10% below the APOPKA 32703 medianTownhouseAMBERGATE

About this home

1136 E 10TH STREET

Virtually Staged. Discover comfort and effortless living in this beautifully maintained 3-bedroom, 2.5-bath END UNIT home, thoughtfully designed with modern style and everyday functionality. Freshly painted throughout and featuring a BRAND-NEW 2025 A/C system, this move-in-ready home offers the perfect blend of comfort and peace of mind. The spacious primary suite serves as a private retreat, complete with a OVERSIZED walk-in closet and generous living space. The well-designed floor plan creates a seamless flow for both everyday living and entertaining. Located just minutes from State Road 429, SR-441, and SR-436, this home provides easy access to shopping, grocery stores, dining, and everything Apopka has to offer. Whether you’re commuting or enjoying the surrounding amenities, you’ll appreciate the convenience of this prime location. This is a rare opportunity to own a beautifully maintained home that truly checks every box.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,720

Sqft

0.08 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$183

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

HOA fee$137/mo
Taxes (2025)$3,503/yr
PetsYes
CommunityDeed Restrictions · Irrigation-Reclaimed Water · Playground · Sidewalks

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,583 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$292
HOA fee — from the listing$137
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,583/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$292
HOA / condo fee$137
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$275KedgeAI estimate $283,433 · range $286K$320K$333K

vs edgeAI estimate

+11.1%

Days on market

7 vs 28 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apopka

Map of 1136 E 10TH STREET

Drive times from this address

Downtown Orlando22 min
Universal Orlando32 min
Walt Disney World39 min
Orlando Int’l Airport (MCO)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

APOPKA 32703 — neighborhood snapshot

Population

57,603

Median age

37.9

Median income

$70,338

Median home value

$314,800

Avg household

2.78

Households w/ children

7,169

For the school run

Orange County School District

MiddleWolf Lake Middle★★★★★
HighWekiva High★★★★
ElementaryZellwood Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the APOPKA 32703 median. See the full Apopka market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $315,000 · 7 days on market since
2017Built · AMBERGATE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1136 E 10TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1136 E 10TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1136 E 10TH STREET FAQs

What would the monthly payment be for 1136 E 10TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,583/mo — principal and interest, the actual property-tax bill, the $137/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1136 E 10TH STREET?+

The association fee works out to $137 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1136 E 10TH STREET?+

The most recent tax bill on record (2025) was $3,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1136 E 10TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $315,000, this home is listed about 30% below the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 1136 E 10TH STREET?+

Wolf Lake Middle (middle), Wekiva High (high), Zellwood Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Carlos German. MLS #O6422382.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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