3524 TERIN COURT, PUNTA GORDA, FL, 33950
Active33 days on marketListed Jul 5, 2026MLS #O6422295
About this home
3524 TERIN COURT
Build your dream waterfront home in the highly desirable Burnt Store Isles. This exceptional sailboat-access homesite features 58 feet of city-maintained concrete seawall, a private concrete dock, expansive long water views, and quick, bridge-free access to Charlotte Harbor and the Gulf of Mexico through Alligator Creek. Surrounded by beautiful custom homes, this lot offers public water and sewer and is ready for your dream build. Spend your days cruising to Boca Grande, Cabbage Key, and Little Gasparilla Island, or enjoy world-class fishing and sailing on Charlotte Harbor, one of Florida's premier boating destinations. Just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront dining, shopping, parks, and Twin Isles Country Club, this is an exceptional opportunity to build the waterfront lifestyle you've been dreaming of.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,212 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,212/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3524 TERIN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
730 ELISA DRIVE · same community
3 bd · 2 ba · 1,697 sqft · $309/sqft · 1 DOM
Sold · Mar ’26$407,500
3767 TRIPOLI BOULEVARD · same community
3 bd · 2 ba · 1,719 sqft · $237/sqft · 96 DOM
Sold · Oct ’25$373,000
716 MONACO DRIVE · same community
3 bd · 2 ba · 1,740 sqft · $214/sqft · 215 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3524 TERIN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3524 TERIN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3524 TERIN COURT FAQs
What would the monthly payment be for 3524 TERIN COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,212/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3524 TERIN COURT?+
The most recent tax bill on record (2025) was $5,722. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3524 TERIN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $248,900, this home is listed about 27% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3524 TERIN COURT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GLOBAL FLORIDA REALTY · Lauren Bouchard. MLS #O6422295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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