3054 NE 101ST TERRACE UNIT 127, SILVER SPRINGS, FL, 34488
Active37 days on marketListed Jul 3, 2026MLS #O6422207
About this home
3054 NE 101ST TERRACE UNIT 127
Discover the RV lifestyle you have been dreaming of in The Preserves, the amazing section of Wilderness RV Resort, where beautiful natural surroundings, outstanding amenities, and the freedom to enjoy Central Florida at your own pace all come together. This vacant RV lot offers the perfect opportunity to create your own personal retreat in one of the area’s most unique 55+ resort communities, whether you are looking for a seasonal escape or a place to enjoy year-round. Wilderness is surrounded by the natural beauty that makes this part of Florida so special, and one of the most unforgettable adventures begins just minutes away at Silver Springs State Park, where you can launch your kayak into the crystal-clear Silver River and paddle downstream through an incredible stretch of untouched Old Florida before pulling your kayak out right at the resort. Along the way, keep your eyes open for manatees, turtles, countless species of birds, and, if you are lucky, the famous wild rhesus monkeys that have made the Silver River area their home. With no houses lining much of the riverbank, the journey feels peaceful, remote, and almost like traveling back in time. Back at the resort, enjoy an impressive collection of amenities including a clubhouse, library, fitness center with free weights and exercise equipment, sauna and steam room, swimming pool, hot tub, dog park, recreation areas, and beautiful nature trails that are perfect for exploring by foot or golf cart. The HOA also provides lawn care, water, private sewer, and trash service, allowing you to spend less time on maintenance and more time enjoying everything the area has to offer. When you are ready for a night on the town, historic Downtown Ocala is just a short drive away, where the lively Downtown Square is surrounded by excellent dining and entertainment. Enjoy Southern favorites at Brick City Southern Kitchen & Whiskey Bar, then head upstairs for a game of billiards and a cocktail, or explore other downtown favorites including Ivy on the Square, Harry’s Seafood Bar & Grille, and Mark’s Prime Steakhouse. Make an evening of it with a movie or special event at the historic Marion Theatre, stroll around the beautifully landscaped Square, or simply relax and enjoy the atmosphere of one of Central Florida’s most charming downtown districts. With Silver Springs State Park, the Ocala National Forest, incredible kayaking, hiking, wildlife, restaurants, entertainment, and resort amenities all close by, this is much more than a place to park your RV—it is an opportunity to own your piece of the Florida lifestyle in the sought-after Preserves at Wilderness RV Resort.
Facts & features
The home at a glance
0.13 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,275 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,275/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3054 NE 101ST TERRACE UNIT 127
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$90,000
3146 NE 103RD AVENUE
1 bd · 1 ba · 485 sqft · $186/sqft · 717 DOM
Sold · Sep ’25$165,000
3067 NE 102ND AVENUE ROAD
1 bd · 1 ba · 497 sqft · $332/sqft · 106 DOM
Sold · Mar ’26$132,000
3100 NE 104TH TERRACE
1 bd · 1 ba · 504 sqft · $262/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3054 NE 101ST TERRACE UNIT 127 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3054 NE 101ST TERRACE UNIT 127 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3054 NE 101ST TERRACE UNIT 127 FAQs
What would the monthly payment be for 3054 NE 101ST TERRACE UNIT 127?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,275/mo — principal and interest, the actual property-tax bill, the $315/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3054 NE 101ST TERRACE UNIT 127?+
The association fee works out to $315 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3054 NE 101ST TERRACE UNIT 127?+
The most recent tax bill on record (2025) was $1,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3054 NE 101ST TERRACE UNIT 127?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $109,000, this home is listed about 49% below the Silver Springs median of $215,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3054 NE 101ST TERRACE UNIT 127?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX 200 REALTY · Tom Langmann. MLS #O6422207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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