
15408 LAKELAND CIRCLE, PORT CHARLOTTE, FL, 33981
Active19 days on marketListed Jul 23, 2026MLS #O6422181
About this home
15408 LAKELAND CIRCLE
Under Construction. Build your Florida dream home without the delays and uncertainty of starting from scratch! This exceptional waterfront homesite in the highly sought-after South Gulf Cove community offers a rare opportunity to step into a project that is already well underway. Stem-wall construction has already begun, providing a significant head start toward your new home. Key milestones have been completed, including the lot clearing, elevation certificate, and required inspections, helping save valuable time in the building process. The sale includes architectural plans, approved permits, and transferable approvals, along with an approved builder already attached to the project, ensuring a seamless transition to the new owner. You also have the flexibility to choose and transfer the project to your preferred trusted builder, if desired. The included home design features an impressive approximately 2,350 sq. ft. of living area (3,455 sq. ft. total under roof) with 4 bedrooms, 3 bathrooms, a 3-car garage, and a private pool, a thoughtfully designed floor plan perfect for Florida waterfront living. Situated on a saltwater canal, this property offers boating access to the Gulf of Mexico through South Gulf Cove's lock system, leading to the Myakka River, Charlotte Harbor, and beyond. South Gulf Cove is a deed-restricted waterfront community with public water and sewer and a voluntary HOA. Enjoy a prime location close to shopping, restaurants, golf courses, full-service marinas, beautiful Gulf beaches, and some of Southwest Florida's finest boating and world-class fishing. Whether you're looking for a luxury primary residence, seasonal retreat, or a smart long-term investment, this is an outstanding opportunity to own a premium waterfront lot with construction already in progress and the hard work already done. Start building your dream sooner and enjoy the best of Florida waterfront living. Buyer and Buyer's Agent are responsible for verifying all information deemed important, including but not limited to lot dimensions, measurements, square footage, zoning, taxes, permits, approvals, utility availability, HOA information, and any other facts or conditions related to the property. All information is believed to be accurate but is not guaranteed. Please conduct your own due diligence. Contact the listing agent with any questions.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,350
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,246 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,246/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs PORT CHARLOTTE SEC 082
$292 vs $271
Days on market
19 vs 60 typical
Where $292/sqft sits among the 17 homes for sale in PORT CHARLOTTE SEC 082
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
9 of 17
PORT CHARLOTTE SEC 082 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1626% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15408 LAKELAND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$660,000
15594 STAUNTON CIRCLE · same community
3 bd · 2.5 ba · 2,354 sqft · $280/sqft · 5 DOM
Sold · Sep ’25$525,000
15361 VISALIA ROAD · same community
3 bd · 2.5 ba · 2,330 sqft · $225/sqft · 212 DOM
Sold · Sep ’25$569,000
10233 ST PAUL DRIVE · same community
3 bd · 2 ba · 2,267 sqft · $251/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15408 LAKELAND CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15408 LAKELAND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15408 LAKELAND CIRCLE FAQs
What would the monthly payment be for 15408 LAKELAND CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,246/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15408 LAKELAND CIRCLE?+
The most recent tax bill on record (2025) was $1,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $687,000, this home is listed about 108% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 15408 LAKELAND CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TALENT REALTY SOLUTIONS · Emmanuel Souza. MLS #O6422181.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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