6150 SW 126TH AVENUE, CEDAR KEY, FL, 32625
Active30 days on marketListed Jul 3, 2026MLS #O6422136
About this home
6150 SW 126TH AVENUE
Private 10-Acre Rural Homestead Near Cedar Key Discover the privacy and potential of this exceptional 10-acre rural property located at the end of a quiet dead-end road just minutes from Cedar Key and approximately 6 miles inland from the Gulf Coast. Surrounded by the natural beauty of nearby conservation lands and state forests, this property is a peaceful setting for those seeking a country lifestyle with modern conveniences already in place. The property includes a 1,288-square-foot home built in 1979 and is equipped with a private well, septic system, electricity, and high-speed fiber internet, making it ready for immediate use. Approximately five acres are fenced, excellent opportunities for livestock, gardening, recreational activities, or establishing a homestead. Additional improvements include a detached two-car garage/workshop, multiple storage buildings, and a single-wide structure currently utilized for storage. A solar-powered structure on a permanent foundation provides flexible space that could serve as a home office, studio, hobby room, or other permitted uses. Mature trees throughout the property provide shade, privacy, and a picturesque natural landscape. Whether you're looking for a full-time residence, weekend retreat, investment opportunity, or private homestead, this versatile property has endless possibilities while remaining conveniently close to Cedar Key's renowned fishing, boating, waterfront dining, and outdoor recreation. Buyer to verify all measurements, zoning, permitted uses, and property improvements.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,414
Sqft
10 ac
Lot size
2
Garage
1979
Year built
One
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,084 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,084/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.1%
$/sqft vs NONE
$311 vs $341
Days on market
30 vs 62 typical
Where $311/sqft sits among the 270 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cedar Key
Get to know Cedar Key. See the full Cedar Key guide →
CEDAR KEY 32625 — neighborhood snapshot
Population
1,255
Median age
62.3
Median income
$59,036
Median home value
$267,200
Avg household
1.83
Households w/ children
49%
The numbers that matter
The Cedar Key market
$309K → $75K
Cedar Key median sold, yr/yr
89.8%
Sale-to-list ratio (12 mo)
101 of 270
NONE have cut their price
Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 349% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 6150 SW 126TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$185,000
18350 NE 19TH COURT · same community
3 bd · 2 ba · 1,434 sqft · $129/sqft · 3 DOM
Sold · Jan ’26$295,000
404 S BLUE LAKE AVENUE · same community
3 bd · 2 ba · 1,465 sqft · $201/sqft · 51 DOM
Sold · Jun ’26$307,000
3301 MARKET PLACE LANE · same community
3 bd · 2 ba · 1,485 sqft · $207/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6150 SW 126TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6150 SW 126TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6150 SW 126TH AVENUE FAQs
What would the monthly payment be for 6150 SW 126TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,084/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6150 SW 126TH AVENUE?+
The most recent tax bill on record (2024) was $1,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6150 SW 126TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cedar Key?+
At $439,900, this home is listed about 9% above the Cedar Key median of $404,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6422136.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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