2711 46TH STREET E, PALMETTO, FL, 34221
Active22 days on marketListed Jul 2, 2026MLS #O6422057
About this home
2711 46TH STREET E
Experience the perfect blend of space, comfort, and waterfront living in this beautifully maintained 3-bedroom, 2-bath home located in the highly desirable Sugar Mill Lakes community of Palmetto. More than 2,100 square feet of thoughtfully designed living space, this residence features an open, split-bedroom floor plan that provides both privacy and functionality. The spacious living and dining areas flow seamlessly into the heart of the home, creating an inviting setting for everyday living and effortless entertaining. The well-appointed kitchen has abundant cabinetry, generous counter space, and a practical layout designed to keep everything within easy reach. The private owner's suite serves as a relaxing retreat, complete with a large walk-in closet and an en-suite bath. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai and enjoy peaceful lake views-the perfect backdrop for your morning coffee, evening sunsets, or entertaining friends and family while embracing Florida's year-round outdoor lifestyle. A new roof provides added value and peace of mind for years to come. Sugar Mill Lakes is known for its scenic lakes, low HOA fees, and convenient location just minutes from I-75 and I-275, making commuting to Tampa, St. Petersburg, Sarasota, and Bradenton simple. Shopping, dining, parks, golf courses, marinas, and the Gulf Coast's world-renowned beaches are all within easy reach. Whether you're searching for a full-time residence or a seasonal retreat, this exceptional lakefront home delivers the lifestyle you've been waiting for. Discover everything this beautiful home has.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,565
Sqft
0.25 ac
Lot size
2
Garage
2006
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,433 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,433/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.9%
$/sqft vs Palmetto actives
$287 vs $207
Days on market
22 vs 55 typical
Where $287/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
West Ellenton — neighborhood snapshot
Population
11,596
Median age
42
Median income
$64,584
Median home value
$212,982
Avg household
3
Households w/ children
929
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
214 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2711 46TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$435,000
4444 29TH AVENUE CIRCLE E · same community
3 bd · 2 ba · 1,556 sqft · $280/sqft · 130 DOM
Sold · Dec ’25$320,000
3105 46TH STREET E · same community
3 bd · 2 ba · 1,578 sqft · $203/sqft · 314 DOM
Sold · Apr ’26$387,600
4560 29TH AVENUE CIRCLE E · same community
3 bd · 2 ba · 1,423 sqft · $272/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2711 46TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2711 46TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2711 46TH STREET E FAQs
What would the monthly payment be for 2711 46TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,433/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2711 46TH STREET E?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2711 46TH STREET E?+
The most recent tax bill on record (2025) was $3,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2711 46TH STREET E?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $449,900, this home is listed about 13% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2711 46TH STREET E?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6422057.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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