David Ramirez
$274,9904 bd2 ba1,498 sqft$184 /sqft$2,162 /mo all-in ↓

4513 FAITH DRIVE, LAKE WALES, FL, 33859

Active27 days on marketListed Jul 9, 2026MLS #O6422029

New constructionSingle Family ResidenceANNABELLE ESTATES

About this home

4513 FAITH DRIVE

Under Construction. The Freeport II floorplan at Annabelle Estates offers the perfect blend of comfort, functionality, and modern design. Built with durable all-concrete block construction, this one-story home maximizes living space with a bright, open-concept layout that’s ideal for everyday living and entertaining. As you enter through the foyer, you’ll find two spacious guest bedrooms and a full guest bath with a modern vanity. A convenient linen closet is positioned between the bathroom and bedrooms for easy storage. Further down the hallway, a third bedroom offers flexibility for a home office or guest space, alongside a private laundry area and direct access to the two-car garage. The heart of the home features a well-appointed kitchen with stainless steel appliances, overlooking the dining area, great room, and covered patio perfect for gatherings and family time. Tucked at the rear of the home, the primary bedroom offers a peaceful retreat with a walk-in closet and a spa-inspired bathroom featuring a double vanity sink and a spacious shower. Every home in Annabelle Estates comes equipped with the Home Is Connected Smart Home Technology package, allowing you to control locks, thermostat, and more right from your smartphone whether you’re home or away. With its thoughtful design and modern features, the Freeport makes owning a new home in Lake Wales, FL both easy and enjoyable. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,498

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

One

Levels

$184

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$2,982/yr
PetsYes
CommunityCommunity Mailbox · Park · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,162 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$249
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,162/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$249
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$247KedgeAI estimate $269,000 · range $257K$275K$286K

vs edgeAI estimate

+2.2%

$/sqft vs ANNABELLE ESTATES

$184 vs $171

Days on market

27 vs 54 typical

Where $184/sqft sits among the 13 homes for sale in ANNABELLE ESTATES

1
2
5
3
0
2 · this home
$157–162$162–167$167–171$171–176$176–181$181+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 4513 FAITH DRIVE

Drive times from this address

Walt Disney World54 min
Universal Orlando64 min
Downtown Orlando70 min
Downtown Tampa70 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33859 — neighborhood snapshot

Population

10,827

Median age

50.2

Median income

$61,871

Median home value

$200,300

Avg household

2.36

Households w/ children

878

For the school run

Polk County School District

ElementarySpook Hill Elementary School★★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

4 of 13

ANNABELLE ESTATES have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the LAKE WALES 33859 median. See the full Lake Wales market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $274,990 · 27 days on market since
2026Built · ANNABELLE ESTATES

Reality check

What actually sold near 4513 FAITH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4619 LINDA DRIVESold · Jun ’26

$232,990

4619 LINDA DRIVE · same community

3 bd · 2.5 ba · 1,463 sqft · $159/sqft · 230 DOM

4607 LINDA DRIVESold · Mar ’26

$220,000

4607 LINDA DRIVE · same community

3 bd · 2.5 ba · 1,463 sqft · $150/sqft · 216 DOM

4615 LINDA DRIVESold · Apr ’26

$226,990

4615 LINDA DRIVE · same community

3 bd · 2.5 ba · 1,463 sqft · $155/sqft · 218 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4513 FAITH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4513 FAITH DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4513 FAITH DRIVE FAQs

What would the monthly payment be for 4513 FAITH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,162/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4513 FAITH DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4513 FAITH DRIVE?+

The most recent tax bill on record (2025) was $2,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4513 FAITH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $274,990, this home is listed about 10% above the Lake Wales median of $249,995. The market section on this page shows how the area is trending.

Which schools are assigned to 4513 FAITH DRIVE?+

Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC · Paul King. MLS #O6422029.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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