3820 SWANFALLS TERRACE, SANFORD, FL, 32771
Active35 days on marketListed Jul 2, 2026MLS #O6422022
About this home
3820 SWANFALLS TERRACE
Lawn care is included, and the home comes equipped with a washer and dryer for your convenience. Welcome to this beautiful Cali model home, built just three years ago and offering 4 bedrooms, 2 bathrooms, and 1,828 square feet of thoughtfully designed living space. With its open-concept floor plan, modern finishes, and energy-efficient features, this home offers the perfect blend of comfort, style, and functionality. The spacious kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, 36-inch upper cabinets, and a large center island that overlooks the dining and living areas, making it ideal for entertaining or everyday living. The private primary suite provides a relaxing retreat with an oversized walk-in closet, dual vanities with granite countertops, and a spacious walk-in shower. Three additional bedrooms has plenty of space for family, guests, or a home office, while the second full bathroom is finished with matching granite countertops and quality fixtures. Ceramic tile flooring runs throughout the main living areas, while the bedrooms feature plush carpeting for added comfort. An interior laundry room includes a washer and dryer for your convenience. The home is equipped with modern smart home technology, including a video doorbell, smart thermostat, keyless entry, smart lighting, and voice or app-controlled features, allowing you to manage your home with ease. Designed for energy efficiency, the property also features double-pane Low-E windows, a 15-SEER HVAC system, R-30 insulation, and water-saving fixtures to help reduce utility costs. Outside, you'll enjoy a professionally landscaped yard, a covered front entry, a spacious backyard, and a two-car garage, creating the perfect setting for relaxing or entertaining outdoors. Conveniently located in the heart of Sanford, this home offers quick access to I-4 and SR-417, making commuting throughout Central Florida simple. You'll be just minutes from historic downtown Sanford, the Lake Monroe waterfront, Sanford International Airport, Lake Mary, shopping, restaurants, parks, and highly rated schools. This is an outstanding opportunity to rent a modern, well-maintained home in one of Central Florida's most desirable communities. Showings are available by appointment only. Contact us today for more information or to schedule your private tour. Please note: The current photos are of the builder's model home. Updated photographs of the actual property will be be available once the current tenant has vacated.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,811
Sqft
0.2 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sanford actives
$1 vs $217
Days on market
35 vs 31 typical
Where $1/sqft sits among the 396 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
205 of 396
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 3820 SWANFALLS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$450,000
3761 SWANFALLS TERRACE · same community
4 bd · 2.5 ba · 2,432 sqft · $185/sqft · 68 DOM
Sold · Sep ’25$410,000
3667 SUNGROVE CIRCLE
4 bd · 2 ba · 1,815 sqft · $226/sqft · 44 DOM
Sold · Nov ’25$410,000
3157 EASTGROVE TERRACE
4 bd · 2 ba · 1,815 sqft · $226/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3820 SWANFALLS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3820 SWANFALLS TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3820 SWANFALLS TERRACE FAQs
What would the monthly payment be for 3820 SWANFALLS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3820 SWANFALLS TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $2,500, this home is listed about 99% below the Sanford median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3820 SWANFALLS TERRACE?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Michael Garcia. MLS #O6422022.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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