35841 TIMBERTOP LANE, FRUITLAND PARK, FL, 34731
Active17 days on marketListed Jul 8, 2026MLS #O6422012
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Upcoming open house
Sun, Aug 2
1:00 PM – 3:00 PM
About this home
35841 TIMBERTOP LANE
Virtually Staged. Discover a private 9+ acre Rustic Luxury Ranch Estate where Western lodge charm meets resort-style living. Surrounded by peaceful countryside views, this one-of-a-kind property blends timeless craftsmanship with exceptional amenities, offering the freedom of no HOA just minutes from The Villages, Lake Harris, and Lake Griffin State Park. Inside, soaring tongue-and-groove wood ceilings, exposed beams, and a dramatic floor-to-ceiling stone fireplace create the warm character of a luxury mountain retreat. The spacious layout features a large kitchen, inviting living spaces, and double French doors that open directly to the heated lagoon-style saltwater pool, creating seamless indoor-outdoor living. Thoughtful updates include new electrical service, all-new ductwork throughout the home, energy-efficient improvements, and a Safe Step whirlpool tub and shower for added comfort and accessibility. The home offers 2 full bathrooms and 1 half bathroom, including a spacious primary bathroom, a Jack and Jill bathroom, and a convenient half bathroom located inside the custom cabana. Upstairs, a loft with a dry bar provides flexible space for entertaining, a media room, home office, or recreation area. A small private balcony offers a breathtaking view of the mesmerizing waterfall below, creating the perfect place to unwind and enjoy the peaceful surroundings. Outside, every detail has been thoughtfully designed for exceptional outdoor living. The heated lagoon-style saltwater pool with waterfalls and spa is complemented by a custom-built cabana featuring a full kitchen with granite countertops, sink, refrigerator, new water heater, gas grill, gas stone fire pit, and a convenient half bathroom highlighted by a beautiful Art Deco sink. An outdoor shower adds even more convenience for poolside entertaining. Adding timeless Southern charm, the electrified gazebo overlooks the expansive grassy fields and provides the perfect setting to relax, entertain, or capture unforgettable photos against the beautiful natural backdrop. A welcoming front deck and asphalt driveway further enhance the property's curb appeal and everyday convenience. The 9+ acres provide an exceptional blend of open pasture and natural beauty with additional acreage that offers endless opportunities to enjoy the outdoors. A rail-fenced pasture and impressive six-stall horse barn with a hay loft, tack room, electric, and plumbing provide outstanding flexibility for equestrian use, hobby farming, equipment storage, or additional workspace, subject to buyer needs and local requirements. An attached garage with tall ceilings and a utility sink offers even more versatility for projects, storage, or workshop space. Additional highlights include a lifetime metal roof engineered for hurricane conditions, providing lasting value and peace of mind. With its distinctive lodge-inspired architecture, resort-style outdoor amenities, equestrian facilities, 9+ acres of private land, and a location just minutes from The Villages, Lake Harris, and Lake Griffin State Park, this exceptional ranch estate presents a rare opportunity to enjoy refined country living while remaining close to shopping, dining, recreation, and everyday conveniences.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,973
Sqft
9 ac
Lot size
3
Garage
1991
Year built
Two
Levels
$395
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,851 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,851/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fruitland Park actives
$395 vs $189
Days on market
17 vs 32 typical
Where $395/sqft sits among the 64 Fruitland Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fruitland Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fruitland Park. See the full Fruitland Park guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,239
Median age
48.7
Median income
$63,329
Median home value
$185,900
Avg household
2.4
Households w/ children
978
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$316K → $370K
Fruitland Park median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
28 of 64
Fruitland Park actives have cut their price
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 276% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 35841 TIMBERTOP LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$615,000
14402 S HIGHWAY 475 · same community
4 bd · 2 ba · 2,672 sqft · $230/sqft · 56 DOM
Sold · Dec ’25$550,000
495 NW 95TH STREET · same community
3 bd · 2 ba · 1,413 sqft · $389/sqft · 17 DOM
Sold · Jan ’26$406,000
3120 SW 85TH STREET · same community
2 bd · 1.5 ba · 1,344 sqft · $302/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35841 TIMBERTOP LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35841 TIMBERTOP LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35841 TIMBERTOP LANE FAQs
What would the monthly payment be for 35841 TIMBERTOP LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,851/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35841 TIMBERTOP LANE?+
The most recent tax bill on record (2025) was $10,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35841 TIMBERTOP LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fruitland Park?+
At $1,175,000, this home is listed about 236% above the Fruitland Park median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 35841 TIMBERTOP LANE?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Stacey Vazquez. MLS #O6422012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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