David Ramirez
$450,0004 bd2.5 ba2,416 sqft$186 /sqft$3,515 /mo all-in ↓

557 PINE TREE BOULEVARD, LAKE ALFRED, FL, 33850

Active20 days on marketListed Jul 3, 2026MLS #O6421908

Single Family ResidenceLAKE ALFRED PINES

Come see it

Upcoming open house

Sat, Jul 25

12:00 AM – 3:00 PM

About this home

557 PINE TREE BOULEVARD

OTHER PHOTOS COMING SOON! Welcome to this like-new 2023-built corner-lot home. This 4-bedroom, 2.5-bath, 2 car garage home feels just like new and offers the perfect blend of modern design, comfort, and functionality. The open concept layout features a spacious kitchen with a large quartz island, generous countertop space, and seamless flow into the dining area and gathering room perfect for everyday living and entertaining. The first floor includes a versatile flex room, ideal as a home office, study, playroom, or potential 5th bedroom, along with a convenient half bath. You’ll also appreciate the coat closet for extra storage, plus an additional storage closet under the stairs. The covered, screened lanai with a ceiling fan offers the perfect space to enjoy Florida’s outdoor lifestyle. Situated on the largest fenced yards in the community, this property features gates on both sides for easy access and plenty of room for outdoor activities. Additional upgrades include high ceilings, a Smart Home system, a whole home water filtration system, epoxy coated garage flooring for added durability, and an installed solar panel system. The solar panels are currently financed, and the buyer will need to qualify to assume the existing solar loan. Upstairs offers a spacious loft that can be used as a second living area, game room, media room, or home gym, along with a convenient laundry room. The primary suite features a spacious bedroom with walk-in closet, along with a primary bathroom offering dual sinks and a linen closet for added storage and convenience. The three additional bedrooms share a full bathroom, providing a functional layout for guests. This home is located in a small, quiet community offering a playground and open green spaces, creating a comfortable and inviting neighborhood feel. The low traffic setting adds privacy and convenience, making it ideal for everyday living. Ideally located just 7 minutes from I-4, this home offers easy access to both Orlando and Tampa, as well as nearby shopping, dining, and entertainment. A new shopping plaza is planned directly across from the community, which will include a Publix supermarket and additional retail stores, adding future convenience and value. Don’t miss the opportunity to own this spacious, upgraded home in one of Central Florida’s growing communities!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,416

Sqft

0.19 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$186

Per sqft

Negotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorEating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$75/mo
Taxes (2025)$5,184/yr
PetsBreed Restrictions, Cats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Public · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,515 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$432
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,515/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$432
HOA / condo fee$75
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$366KedgeAI estimate $406,794 · range $381K$433K$468K

vs edgeAI estimate

+10.6%

$/sqft vs Lake Alfred actives

$186 vs $192

Days on market

20 vs 61 typical

Where $186/sqft sits among the 100 Lake Alfred actives

23
16
30 · this home
18
6
7
$131–157$157–183$183–209$209–235$235–262$262+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Alfred

Map of 557 PINE TREE BOULEVARD

Drive times from this address

Walt Disney World33 min
Universal Orlando43 min
Downtown Orlando49 min
Orlando Int’l Airport (MCO)54 min
Downtown Tampa60 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Alfred. See the full Lake Alfred guide →

LAKE ALFRED 33850 — neighborhood snapshot

Population

9,825

Median age

43.5

Median income

$53,877

Median home value

$215,700

Avg household

2.49

Households w/ children

1,055

For the school run

Polk County School District

ElementaryWalter Caldwell Elementary School★★★★★
HighAuburndale Senior High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Alfred market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$320K$349K

Lake Alfred median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

42 of 100

Lake Alfred actives have cut their price

Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $450,000 · 20 days on market since
2023Built · LAKE ALFRED PINES

Reality check

What actually sold near 557 PINE TREE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

699 GRIFFON AVENUESold · Dec ’25

$353,850

699 GRIFFON AVENUE

4 bd · 3 ba · 2,371 sqft · $149/sqft · 190 DOM

1246 MAPLEBROOK DRIVESold · Mar ’26

$310,000

1246 MAPLEBROOK DRIVE

4 bd · 2.5 ba · 2,526 sqft · $123/sqft · 143 DOM

890 N BUENA VISTA DRIVESold · Oct ’25

$545,000

890 N BUENA VISTA DRIVE

4 bd · 2 ba · 2,286 sqft · $238/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 557 PINE TREE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 557 PINE TREE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

557 PINE TREE BOULEVARD FAQs

What would the monthly payment be for 557 PINE TREE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,515/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 557 PINE TREE BOULEVARD?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 557 PINE TREE BOULEVARD?+

The most recent tax bill on record (2025) was $5,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 557 PINE TREE BOULEVARD?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Alfred?+

At $450,000, this home is listed about 34% above the Lake Alfred median of $334,995. The market section on this page shows how the area is trending.

Which schools are assigned to 557 PINE TREE BOULEVARD?+

Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LA ROSA REALTY CW PROPERTIES L · Juanilda Gil Liriano. MLS #O6421908.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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