David Ramirez
$2,5003 bd3 ba1,852 sqft$1 /sqft$178 /mo all-in ↓

521 OHIO STREET, WINTER PARK, FL, 32789

Active32 days on marketListed Jul 1, 2026MLS #O6421429

Priced 100% below the WINTER PARK 32789 medianSingle Family ResidenceKAROLINA ON KILLARNEY

About this home

521 OHIO STREET

WINTER PARK! 3 bedroom/2 bathroom single family home blocks from I-4. Newer luxury vinyl floors installed throughout home. Stainless steel refrigerator and range, new SS dishwasher, separate dining room, family room, living room, and 2 bonus rooms for offices or storage. 2-car carport with private drive. Big yard (1/3 acre lot) corner lot, rear patio. Inside laundry room with washer / dryer hookups. Lawn care included. Great value and great location!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,852

Sqft

0.34 ac

Lot size

1943

Year built

One

Levels

$1

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsNo

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $88Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $88
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Park actives

$1 vs $343

Days on market

32 vs 34 typical

Where $1/sqft sits among the 313 Winter Park actives

22 · this home
124
70
45
19
33
$1–166$166–332$332–497$497–662$662–827$827+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Killarney

Map of 521 OHIO STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando8 min
Universal Orlando20 min
Orlando Int’l Airport (MCO)27 min
Walt Disney World32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Lake Killarney — neighborhood snapshot

Population

2,209

Median age

61

Median income

$68,693

Median home value

$396,822

Avg household

2

Households w/ children

107

For the school run

Orange County School District

ElementaryKillarney Elementary★★★★
HighEdgewater High★★★★★
MiddleCollege Park Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

143 of 313

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $2,500 · 32 days on market since
1943Built · KAROLINA ON KILLARNEY

Reality check

What actually sold near 521 OHIO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1875 STAUNTON AVENUESold · Jan ’26

$560,000

1875 STAUNTON AVENUE · same community

4 bd · 2 ba · 2,036 sqft · $275/sqft · 89 DOM

1960 BISCAYNE DRIVESold · Jul ’26

$250,000

1960 BISCAYNE DRIVE · same community

2 bd · 1 ba · 1,272 sqft · $197/sqft · 2 DOM

1975 STAUNTON AVENUESold · Nov ’25

$367,500

1975 STAUNTON AVENUE · same community

3 bd · 2 ba · 1,200 sqft · $306/sqft · 225 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 521 OHIO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 521 OHIO STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

521 OHIO STREET FAQs

What would the monthly payment be for 521 OHIO STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 521 OHIO STREET?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $2,500, this home is listed about 100% below the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 521 OHIO STREET?+

Killarney Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX CENTRAL REALTY · Kathleen Gallagher McIver. MLS #O6421429.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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