14229 SAPPHIRE BAY CIRCLE, ORLANDO, FL, 32828
Active28 days on marketListed Jul 6, 2026MLS #O6421325
About this home
14229 SAPPHIRE BAY CIRCLE
Virtually Staged. Thoughtfully renovated, this move-in ready 4-bedroom, 2-bath home offers 2,164 square feet of thoughtfully updated living space backing to peaceful conservation in the gated community of Avalon Lakes. High ceilings, tons of natural light, an open floor plan, along with quality finishes throughout create a home that feels both spacious and welcoming from the moment you walk in.Designed with everyday living in mind, the formal living and dining areas open to the beautifully renovated kitchen and family room, creating a layout that feels both open and functional. Completely renovated in 2026, the kitchen features quartz countertops, abundant cabinetry, brand-new appliances, a large peninsula with additional seating, a generous breakfast area, and a walk-in pantry with sliding barn doors.The split-bedroom floor plan provides privacy for the primary suite while offering three generously sized secondary bedrooms. One of the secondary bedrooms offers both hallway access and direct access to the primary suite, making it an ideal nursery, home office, fitness room, sitting area, or traditional fourth bedroom.The primary suite features a beautifully renovated en-suite bathroom with dual vanities, quartz countertops, a freestanding soaking tub, an oversized frameless glass shower, updated fixtures, and a spacious walk-in closet. The guest bathroom has also been completely renovated, carrying the same timeless finishes found throughout the home.Step outside to enjoy peaceful conservation views with no rear neighbors, creating a private backdrop for everyday living.Renovated throughout in 2026, improvements include fresh interior and exterior paint, beautifully redesigned kitchen and bathrooms, luxury vinyl plank flooring throughout, updated lighting and plumbing fixtures, brand-new kitchen appliances, a NEW roof (2025), and a NEW water heater (2026). The result is a home that’s been thoughtfully updated and is ready for its next owners to enjoy.Additional features include an inside laundry room with the washer and dryer included, plus a two-car garage for added convenience.Located within the gated community of Avalon Lakes, residents enjoy access to a community pool, playground, tennis and basketball courts, and additional recreational amenities. Conveniently located near highly-rated Orange County public schools, Waterford Lakes Town Center, Avalon Park, shopping, dining, and major roadways, this home offers the perfect balance of privacy and convenience. Don’t miss the opportunity to make this beautifully renovated home your own.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,164
Sqft
0.15 ac
Lot size
2
Garage
2005
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,859 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,859/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs Orlando actives
$238 vs $251
Days on market
28 vs 34 typical
Where $238/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Avalon Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Avalon Lakes — neighborhood snapshot
Population
3,259
Median age
42
Median income
$112,054
Median home value
$402,847
Avg household
3
Households w/ children
483
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
170 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 14229 SAPPHIRE BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$337,000
14229 SAPPHIRE BAY CIRCLE · same community
4 bd · 2 ba · 2,164 sqft · $156/sqft · 0 DOM
Sold · Mar ’26$337,000
14229 SAPPHIRE BAY CIRCLE · same community
4 bd · 2 ba · 2,164 sqft · $156/sqft · 0 DOM
Sold · Aug ’25$550,000
14217 SAPPHIRE BAY CIRCLE · same community
5 bd · 3 ba · 2,475 sqft · $222/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14229 SAPPHIRE BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14229 SAPPHIRE BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14229 SAPPHIRE BAY CIRCLE FAQs
What would the monthly payment be for 14229 SAPPHIRE BAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,859/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14229 SAPPHIRE BAY CIRCLE?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14229 SAPPHIRE BAY CIRCLE?+
The most recent tax bill on record (2025) was $3,958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14229 SAPPHIRE BAY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $515,000, this home is listed about 32% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14229 SAPPHIRE BAY CIRCLE?+
Timber Lakes Elementary (elementary), Timber Creek High (high), Timber Springs Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 17% above the ORLANDO 32828 median — but at 2,164 sqft it's also 37% larger than the typical Orlando listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Timber Lakes Elementary, Timber Creek High, Timber Springs Middle — Timber Lakes Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Amanda Meyer. MLS #O6421325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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