David Ramirez
$229,5003 bd2 ba1,199 sqft$191 /sqft$1,924 /mo all-in ↓

2288 IRONSTONE DRIVE E, JACKSONVILLE, FL, 32246

Active23 days on marketListed Jun 30, 2026MLS #O6421301

Priced 21% below the JACKSONVILLE 32246 medianSingle Family ResidencePINE BLUFF

About this home

2288 IRONSTONE DRIVE E

Welcome to this charming 3-bedroom, 2-bath in the desirable Pine Bluff community! Ideally located in the heart of Jacksonville, this home offers a functional single-level layout with a spacious living area, a well-appointed kitchen, and comfortable bedrooms. Enjoy a private patio perfect for relaxing or entertaining, plus the convenience of an attached one-car garage. Just minutes from St. Johns Town Center, UNF, major highways, shopping, dining, and Jacksonville's beautiful beaches, this home offers the perfect combination of comfort, convenience, and value. Don't miss this great opportunity!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,199

Sqft

0.09 ac

Lot size

1

Garage

1986

Year built

One

Levels

$191

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Skylight(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationSlab
FacesSouthwest
ParkingDriveway · Garage Door Opener · Open
ExteriorPrivate Yard · Sidewalk

Community & fees

Taxes (2025)$3,740/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,924 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,351
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$312
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,033Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,033
Interest rate6.00%
Loan term

Estimated payment

$1,924/mo

Principal & interest$1,351
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$312
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$198KedgeAI estimate $267,183 · range $206K$303K$316K

vs edgeAI estimate

−14.1%

Days on market

23 vs 32 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sandalwood

Map of 2288 IRONSTONE DRIVE E inside its neighborhood boundary

Get to know Jacksonville. See the full Jacksonville guide →

Sandalwood — neighborhood snapshot

Population

21,503

Median age

34

Median income

$83,694

Median home value

$285,262

Avg household

3

Households w/ children

2,608

For the school run

Duval County School District

MiddleKernan Middle School★★★★★
ElementaryKernan Trail Elementary School★★★★
HighSandalwood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jacksonville market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$324K$341K

Jacksonville median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the JACKSONVILLE 32246 median. See the full Jacksonville market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $229,500 · 23 days on market since
1986Built · PINE BLUFF

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2288 IRONSTONE DRIVE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2288 IRONSTONE DRIVE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2288 IRONSTONE DRIVE E FAQs

What would the monthly payment be for 2288 IRONSTONE DRIVE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,924/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2288 IRONSTONE DRIVE E?+

The most recent tax bill on record (2025) was $3,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Jacksonville?+

At $229,500, this home is listed about 19% below the Jacksonville median of $282,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2288 IRONSTONE DRIVE E?+

Kernan Middle School (middle), Kernan Trail Elementary School (elementary), Sandalwood High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DOGWOOD REALTY · Meshell Perry. MLS #O6421301.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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