David Ramirez
$469,0005 bd2 ba2,287 sqft$205 /sqft$3,691 /mo all-in ↓

2818 OCONNELL DRIVE, KISSIMMEE, FL, 34741

Active23 days on marketListed Jul 1, 2026MLS #O6421296

Single Family ResidenceCYPRESS RESERVE PH 2

Come see it

Upcoming open house

Sun, Jul 26

1:00 PM – 4:00 PM

About this home

2818 OCONNELL DRIVE

Lakefront property located in the gated community of Cypress Reserve. Stunning home with high ceilings, 4 bedrooms, 2 bathrooms with a den/office/bonus room, and a newly installed roof and A/C unit. Inside the kitchen, there is plenty of cabinet space, granite counter tops, kitchen appliances, and even an glamorous skylight on the ceiling. There is tile and luxury planks as well as vaulted ceiling all throughout the house. The master bedroom features 2 walk-in closets as well as dual sinks, a large soaking tub, and a glass stall shower. Furthermore, the community is centrally located near The Loop, Outlets Mall, Hospitals, Disney Parks, Restaurants and attractions, Orlando International airport, the Florida Turnpike and I-4.

Facts & features

The home at a glance

5

Bedrooms

2

Bathrooms

2,287

Sqft

0.16 ac

Lot size

2

Garage

2005

Year built

One

Levels

$205

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorPrivate Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$100/mo
Taxes (2025)$5,554/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,691 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2025 actual bill$463
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,691/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$463
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $469K
$329KedgeAI estimate $436,269 · range $343K$577K$600K

vs edgeAI estimate

+7.5%

$/sqft vs Kissimmee actives

$205 vs $210

Days on market

23 vs 45 typical

Where $205/sqft sits among the 400 Kissimmee actives

76
96
98 · this home
56
39
35
$155–179$179–203$203–227$227–252$252–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Reserve

Map of 2818 OCONNELL DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World22 min
Universal Orlando25 min
Orlando Int’l Airport (MCO)27 min
Downtown Orlando28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Cypress Reserve — neighborhood snapshot

Population

1,318

Median age

40

Median income

$61,747

Median home value

$332,800

Avg household

3

Households w/ children

112

For the school run

Osceola County School District

ElementaryFlora Ridge Elementary School★★★★★
MiddleKissimmee Middle School★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

160 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $469,000 · 23 days on market since
2005Built · CYPRESS RESERVE PH 2

Reality check

What actually sold near 2818 OCONNELL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2501 HINSDALE DRIVESold · Sep ’25

$530,000

2501 HINSDALE DRIVE · same community

5 bd · 4 ba · 2,770 sqft · $191/sqft · 150 DOM

14008 JOMATT LOOPSold · Apr ’26

$650,000

14008 JOMATT LOOP · same community

4 bd · 3 ba · 2,952 sqft · $220/sqft · 35 DOM

14146 JOMATT LOOPSold · Aug ’25

$752,100

14146 JOMATT LOOP · same community

4 bd · 3 ba · 2,952 sqft · $255/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2818 OCONNELL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2818 OCONNELL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2818 OCONNELL DRIVE FAQs

What would the monthly payment be for 2818 OCONNELL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,691/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2818 OCONNELL DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2818 OCONNELL DRIVE?+

The most recent tax bill on record (2025) was $5,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2818 OCONNELL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $469,000, this home is listed about 23% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2818 OCONNELL DRIVE?+

Flora Ridge Elementary School (elementary), Kissimmee Middle School (middle), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Elena Rios. MLS #O6421296.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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