4215 SW 32ND STREET, OCALA, FL, 34474
Active34 days on marketListed Jul 1, 2026MLS #O6421276
About this home
4215 SW 32ND STREET
Virtually Staged. Welcome to this beautifully maintained two-story home in the desirable Sonoma community of Ocala, offering 5 bedrooms, 4 bathrooms, and 3,576 square feet of spacious living on over a quarter-acre lot. A welcoming family room greets you upon entry and flows seamlessly into the open-concept main living area, where the kitchen and living room come together to create the perfect space for everyday living and entertaining. The kitchen features new cabinets (2024), quartz countertops, stainless steel appliances, and an abundance of cabinet and counter space, all overlooking the bright living room filled with natural light from expansive windows and sliding glass doors leading to the screened, covered lanai. The main floor features the first of two primary suites, complete with a full bathroom featuring a walk-in shower, making it an excellent option for guests or multi-generational living. Upstairs, a spacious loft provides a flexible bonus area ideal for a media room, home office, or playroom. The impressive primary suite offers a private retreat with an updated en suite bathroom featuring a new dual-sink vanity, soaking tub and a walk-in shower. Another upstairs bedroom also enjoys the convenience of its own private bathroom. New luxury vinyl flooring (2024) enhances the main living areas, while all bedrooms feature comfortable carpeting. Outside, unwind on the screened, covered lanai overlooking the fully fenced backyard with plenty of room for outdoor entertaining, gardening, or future additions. Additional improvements include a new roof (2024), new water heater (2024), and fresh exterior paint (2024). Conveniently located just minutes from shopping, dining, grocery stores, the hospital, the mall, the World Equestrian Center, golf courses, and I-75, this exceptional home offers space, comfort, and an unbeatable location. Mortgage savings may be available for buyers of this listing.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,567
Sqft
0.28 ac
Lot size
2
Garage
2008
Year built
Two
Levels
$105
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$105 vs $184
Days on market
34 vs 48 typical
Where $105/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sonoma, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,900/mo median
Live Ocala rental listing data — this home’s rate depends on size, condition and furnishing.
The Tampa short-term market
▼ Softening46%
Occupancy
▼ 27% yr/yr
$227
Avg nightly rate
▲ 5% yr/yr
$25K/yr
Revenue per listing
$108
RevPAR
35 days
Booking lead time
4.7 nights
Avg stay
4
Typical min nights
4,292
Active rentals
▲ 2% supply
Seasonality — monthly occupancy
Peaks at 58% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Tampa — the projection above is specific to this home’s size.
Where it sits
Inside Sonoma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sonoma is a short-term-rental community. See the full guide →
OCALA 34474 — neighborhood snapshot
Population
20,497
Median age
38.4
Median income
$62,150
Median home value
$177,800
Avg household
2.39
Households w/ children
2,288
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OCALA 34474 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4215 SW 32ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$340,000
4209 SW 33RD STREET · same community
4 bd · 3.5 ba · 2,906 sqft · $117/sqft · 149 DOM
Sold · Aug ’25$549,590
5958 SW 74TH AVENUE
5 bd · 3.5 ba · 3,374 sqft · $163/sqft · 0 DOM
Sold · Nov ’25$498,720
7292 SW 57 LANE
4 bd · 3 ba · 3,089 sqft · $161/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4215 SW 32ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4215 SW 32ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4215 SW 32ND STREET FAQs
What would the monthly payment be for 4215 SW 32ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill, the $34/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4215 SW 32ND STREET?+
The association fee works out to $34 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4215 SW 32ND STREET?+
The most recent tax bill on record (2025) was $4,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4215 SW 32ND STREET be rented short-term?+
Yes — this home sits inside Sonoma, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4215 SW 32ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $375,000, this home is listed about 25% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4215 SW 32ND STREET?+
College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · William Larsen. MLS #O6421276.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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