14306 NW 145TH TERRACE, ALACHUA, FL, 32615
Active31 days on marketListed Jul 6, 2026MLS #O6421219
Come see it
Upcoming open house
Sat, Aug 8
12:00 PM – 2:00 PM
About this home
14306 NW 145TH TERRACE
Welcome to this charming 3-bedroom, 1-bathroom single-family home offering 1,028 square feet of comfortable living space in Alachua, Florida. Situated on a spacious, fully fenced one-third acre lot with no HOA, this property provides plenty of room to enjoy outdoor living, gardening, pets, or future possibilities. Inside, you'll find an inviting open floor plan that seamlessly connects the living room, dining area, and kitchen, creating a bright and functional space for everyday living and entertaining. Durable laminate flooring flows throughout the main living areas, while the bedrooms feature soft carpeting for added comfort. The beautifully remodeled bathroom offers a fresh, modern feel with a stylish walk-in shower. Outside, the expansive backyard provides plenty of open, usable space with endless opportunities to create your ideal outdoor retreat, whether you envision a garden, fire pit, play area or workshop. Conveniently located with easy access to I-75, this home is just minutes from grocery stores, restaurants, scenic preserves, and all the shopping, dining, and entertainment that Gainesville has to offer. Plus, it's just one block from the Hal Brady Recreation Complex, offering convenient access to parks and recreational amenities. Whether you're searching for your first home, looking to downsize, or seeking an investment opportunity, this property combines comfort, space, and an excellent location in one attractive package. Mortgage savings may be available for buyers of this listing.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,028
Sqft
0.34 ac
Lot size
1929
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,505 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,505/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.9%
$/sqft vs Alachua actives
$194 vs $189
Days on market
31 vs 64 typical
Where $194/sqft sits among the 155 Alachua actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Alachua
Get to know Alachua. See the full Alachua guide →
ALACHUA 32615 — neighborhood snapshot
Population
16,244
Median age
40.3
Median income
$79,983
Median home value
$289,000
Avg household
2.56
Households w/ children
1,833
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Alachua market
$319K → $333K
Alachua median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
83 of 155
Alachua actives have cut their price
Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the ALACHUA 32615 median. See the full Alachua market guide →
Paper trail
This home's history
Reality check
What actually sold near 14306 NW 145TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$137,000
14536 NW 143RD PLACE · same community
2 bd · 1 ba · 960 sqft · $143/sqft · 9 DOM
Sold · May ’26$185,000
14513 NW 144TH PLACE · same community
2 bd · 2 ba · 864 sqft · $214/sqft · 128 DOM
Sold · Apr ’26$275,000
14404 NW 145TH TERRACE · same community
3 bd · 2 ba · 1,625 sqft · $169/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14306 NW 145TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14306 NW 145TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14306 NW 145TH TERRACE FAQs
What would the monthly payment be for 14306 NW 145TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14306 NW 145TH TERRACE?+
The most recent tax bill on record (2025) was $955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14306 NW 145TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Alachua?+
At $199,900, this home is listed about 43% below the Alachua median of $349,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14306 NW 145TH TERRACE?+
W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · John Marascia. MLS #O6421219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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