805 W SMITH STREET, ORLANDO, FL, 32804
Active27 days on marketListed Jul 7, 2026MLS #O6421190
About this home
805 W SMITH STREET
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Exceptional opportunity to own a home in heart of one of the most sought after and established neighborhoods with NO HOA -COLLEGE PARK! This charming 3 bedroom, 2 bathroom residence sits on a .15-ACRE lot with mature landscaping and is situated just steps from Edgewater Drive’s popular boutiques, cafés, and acclaimed restaurants. Enjoy unmatched convenience with Publix, Dubsdread Golf Course, Lake Ivanhoe, and recreation areas all just minutes away. Welcome home to an adorable front porch and a semi-open layout designed for comfortable daily living. A large front-facing window fills the family room with natural light, creating an inviting gathering space that flows seamlessly into the kitchen and adjoining dinette. The kitchen features stainless steel appliances, plenty of counter space with direct access to the attached one-car garage for everyday convenience. Rich hardwood flooring runs throughout the living areas and bedrooms, adding warmth and timeless character. Just off the kitchen, an enclosed back patio provides a versatile flex space—ideal as an office, a sunroom, or reading nook—that opens to a generously sized, fully fenced backyard on an expansive lot, with plenty of room to build your own outdoor oasis. Two generous sized bedrooms and a full hall bathroom complete the first floor. Upstairs, the primary bedroom features an ensuite with a dual-sink vanity and a spacious walk-in closet with built-in shelving. Recent updates include a 2026 ROOF, fresh interior and exterior paint, and a 2019 A/C, for added peace of mind. With an unbeatable location, amid College Park’s vibrant atmosphere, community events, and local attractions, and with easy access to main thoroughfares, the downtown business district, Winter Park, and all that Central Florida has to offer, this home offers a convenient, active urban lifestyle. Don’t miss this incredible opportunity - schedule your private showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,396
Sqft
0.16 ac
Lot size
1
Garage
1994
Year built
Two
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,001 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,001/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.3%
$/sqft vs Orlando actives
$365 vs $251
Days on market
27 vs 34 typical
Where $365/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside College Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
College Park — neighborhood snapshot
Population
13,067
Median age
40
Median income
$138,730
Median home value
$568,949
Avg household
2
Households w/ children
1,278
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the ORLANDO 32804 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 805 W SMITH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$525,000
908 STETSON STREET · same community
2 bd · 2 ba · 1,390 sqft · $378/sqft · 2 DOM
Sold · Jul ’26$500,000
925 W SMITH STREET · same community
3 bd · 2 ba · 1,379 sqft · $363/sqft · 56 DOM
Sold · Feb ’26$370,000
915 W PRINCETON STREET · same community
4 bd · 1.5 ba · 1,280 sqft · $289/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 805 W SMITH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 805 W SMITH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
805 W SMITH STREET FAQs
What would the monthly payment be for 805 W SMITH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,001/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 805 W SMITH STREET?+
The most recent tax bill on record (2025) was $7,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 805 W SMITH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $509,000, this home is listed about 31% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 805 W SMITH STREET?+
Lake Silver Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6421190.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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