6170 SAILBOAT AVENUE, TAVARES, FL, 32778
Active22 days on marketListed Jul 15, 2026MLS #O6421156
About this home
6170 SAILBOAT AVENUE
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home nestled within the sought-after gated 55+ community of Royal Harbor, perfectly situated along the scenic Harris Chain of Lakes. Thoughtfully updated over the years, this home offers peace of mind with a new A/C system (2025), roof (2020), gas water heater (2024), shades and shutters (2021), plus updated windows, enclosed front entry, and gutters. Designed for both everyday living and entertaining, you'll enjoy multiple outdoor spaces, including a covered screened patio and an open-air patio that's perfect for grilling, relaxing, or gathering with family and friends. Inside, the open-concept kitchen and dining area flow seamlessly into the spacious living room, complete with additional bar seating for casual dining or entertaining. The private primary suite is a comfortable retreat featuring direct patio access, a generous walk-in closet, and an ensuite bathroom with dual vanities and a large walk-in shower. Two additional guest bedrooms offer ample closet space, ceiling fans, and easy access to the nearby guest bathroom. The oversized driveway provides plenty of parking, while the screened two-car garage offers additional functionality and comfort. Beyond the home, Royal Harbor offers an exceptional resort-style lifestyle with outstanding amenities, including a clubhouse, heated pool and spa, pickleball and tennis courts, shuffleboard, walking and biking trails, a private dock and fishing pier, numerous clubs and social activities, breathtaking sunsets at the community lighthouse, and dedicated RV and boat storage. All that's left to do is move in and start enjoying everything this incredible lakefront community has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,535
Sqft
0.16 ac
Lot size
2
Garage
2002
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,803 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,803/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.2%
$/sqft vs Tavares actives
$226 vs $193
Days on market
22 vs 47 typical
Where $226/sqft sits among the 242 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
115 of 242
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 6170 SAILBOAT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$235,000
6002 SAILBOAT AVENUE · same community
3 bd · 2 ba · 1,615 sqft · $146/sqft · 73 DOM
Sold · May ’26$351,000
6071 SAILBOAT AVENUE · same community
3 bd · 2 ba · 1,690 sqft · $208/sqft · 8 DOM
Sold · Mar ’26$340,000
5676 GULF STREAM STREET · same community
4 bd · 3 ba · 1,915 sqft · $178/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6170 SAILBOAT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6170 SAILBOAT AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6170 SAILBOAT AVENUE FAQs
What would the monthly payment be for 6170 SAILBOAT AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,803/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6170 SAILBOAT AVENUE?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6170 SAILBOAT AVENUE?+
The most recent tax bill on record (2025) was $2,629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6170 SAILBOAT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $347,000, this home is listed about 2% above the Tavares median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6170 SAILBOAT AVENUE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS WINTER PARK · Logan Coon. MLS #O6421156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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