David Ramirez
$1,8454 bd2 ba1,650 sqft$1 /sqft$173 /mo all-in ↓

4020 GARDEN BOULEVARD, CAPE CORAL, FL, 33909

Active33 days on marketListed Jun 30, 2026MLS #O6421055

Priced 97% below the CAPE CORAL 33909 medianSingle Family ResidenceCAPE CORAL

About this home

4020 GARDEN BOULEVARD

Gorgeous home in a beautiful neighborhood! This spacious 4 bedroom, 2 bathroom single-family home in Cape Coral features: Keyless Locks, Smart Thermostat, Primary Suite, Luxury Flooring, Stone Countertops, Stainless Steel Appliances, Open Concept Layout, Washer/Dryer Hook-Ups, and Two-Car Garage. Kairos Living has no pet restrictions and is happy to provide long-term leases and 24/7 Emergency Maintenance! Amenity Fees May Apply. Please see last photo in reel for all applicable DISCLAIMERS. Visit our Kairos Living website to tour this home on your schedule with our “Self Tour” feature and apply today! Please Note: The advertised rent amount covers the base rent only. Additional monthly charges include a $29.99 Smart Home Fee and a $11.99 Utility Management Fee. Other charges, such as pet rent, may apply depending on your specific needs.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,650

Sqft

0.23 ac

Lot size

2

Garage

2024

Year built

One

Levels

$1

Per sqft

Pets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

ParkingGarage Door Opener

Community & fees

PetsYes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $65Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $65
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CAPE CORAL

$1 vs $240

Days on market

33 vs 39 typical

Where $1/sqft sits among the 131 homes for sale in CAPE CORAL

0 · this home
12
73
19
14
13
$1–89$89–176$176–263$263–351$351–438$438+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gator Circle

Map of 4020 GARDEN BOULEVARD inside its neighborhood boundary

Get to know Cape Coral. See the full Cape Coral guide →

Gator Circle — neighborhood snapshot

Population

5,296

Median age

39

Median income

$68,630

Median home value

$304,234

Avg household

4

Households w/ children

570

For the school run

Lee County School District

HighIsland Coast High School★★★★
ElementaryDr Carrie D Robinson Littleton Elementary School★★★★★
ElementaryDiplomat Elementary School★★★★
MiddleDiplomat Middle School★★★★★
ElementaryTropic Isles Elementary School★★★★★
HighNorth Fort Myers High School★★★★
ElementaryHancock Creek Elementary School★★★★
HighMariner High School★★★★
MiddleCaloosa Middle School★★★★
ElementaryCaloosa Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$375K$411K

Cape Coral median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

46 of 131

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% below the CAPE CORAL 33909 median. See the full Cape Coral market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $1,845 · 33 days on market since
2024Built · CAPE CORAL

Reality check

What actually sold near 4020 GARDEN BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

217 SW 43RD TERRACESold · Mar ’26

$310,000

217 SW 43RD TERRACE · same community

3 bd · 2 ba · 1,661 sqft · $187/sqft · 108 DOM

1307 SE 22ND TERRACESold · Dec ’25

$175,000

1307 SE 22ND TERRACE · same community

3 bd · 2 ba · 1,679 sqft · $104/sqft · 0 DOM

3024 NE 7TH PLACESold · Dec ’25

$300,000

3024 NE 7TH PLACE · same community

4 bd · 2 ba · 1,617 sqft · $186/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4020 GARDEN BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4020 GARDEN BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4020 GARDEN BOULEVARD FAQs

What would the monthly payment be for 4020 GARDEN BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4020 GARDEN BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $1,845, this home is listed about 100% below the Cape Coral median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4020 GARDEN BOULEVARD?+

Island Coast High School (high), Dr Carrie D Robinson Littleton Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Hancock Creek Elementary School (elementary), Mariner High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY OF AMERICA · Elizabeth Stephenson. MLS #O6421055.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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