5038 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950
Active27 days on marketListed Jul 1, 2026MLS #O6420920
About this home
5038 BAL HARBOR BOULEVARD
If you like living in a boating community then Punta Gorda Isles is the perfect paradise community for you in Punta Gorda, Florida. This spectacular waterfront lot is waiting for your dream home with fabulous sunsets, a concrete sea wall with a 30ft concrete dock on a deep- water canal ideal for sailboats and larger sea going vessels. There is quick, direct access to the Gulf of Mexico. All the sea walls in PGI are maintained by the city of Punta Gorda. All beautiful custom-built homes in PGI have prices starting at 1 million and up and no HOA fees. The home next door to this lot just sold for 1.2 million. In addition to boating, there’s always something fun to do in PGI! Owners can join the Civic Association and its sub-groups & clubs, for everything from fishing to card games, boating excursions to tennis. You’ll also enjoy shows at the Charlotte Harbor Event Center, award winning restaurants, Fisherman’s Village, shopping, several Parks near by, weekend farmers markets, pickleball courts, tennis courts, over 20 golf courses in the area, PGD Airport, bicycle and walking trails and much more.
Facts & features
The home at a glance
0.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,146 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,146/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5038 BAL HARBOR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$150,000
1335 MINEO DRIVE UNIT G · same community
2 bd · 1 ba · 839 sqft · $179/sqft · 256 DOM
Sold · Nov ’25$274,390
16138 GALIANO COURT · same community
4 bd · 2 ba · 1,666 sqft · $165/sqft · 94 DOM
Sold · Aug ’25$570,000
2195 PALM TREE · same community
2 bd · 2 ba · 1,723 sqft · $331/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5038 BAL HARBOR BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5038 BAL HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5038 BAL HARBOR BOULEVARD FAQs
What would the monthly payment be for 5038 BAL HARBOR BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5038 BAL HARBOR BOULEVARD?+
The most recent tax bill on record (2025) was $5,608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $398,000, this home is listed about 15% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 5038 BAL HARBOR BOULEVARD?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Sandy Dwyer. MLS #O6420920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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