David Ramirez
$775,000$799,9984 bd3.5 ba3,210 sqft$241 /sqft$5,458 /mo all-in ↓

7190 SIX GUN COURT, ST CLOUD, FL, 34771

Active34 days on marketListed Jun 29, 2026MLS #O6420768

Reduced $25KPrivate poolSingle Family ResidenceBAY LAKE RANCH UNIT 2

About this home

7190 SIX GUN COURT

Land like this is running out. Real acreage, real privacy, and no HOA within reach of Orlando get harder to find every year. You will find all three at the end of a quiet cul-de-sac in the Bay Lake Ranch area, on 5.4 acres backing to conservation land. No HOA. No approval needed for how you live. Park the trailer where you want, keep the animals you want, and run your property the way you see fit. Plenty of listings out here call themselves equestrian. Most are a half acre and a shed. This is the real thing. A seven-stall barn, hay storage, a chicken coop, and a full corral are ready the day you arrive, wrapped in fenced pasture. You are not starting from scratch. Move in, turn the animals out, and start living the life this kind of property was built for. Inside, four bedrooms, three and a half baths, and just over 3,200 square feet give everyone room to spread out. The layout is open, the ceilings are high, and a dedicated office lets you work from home without surrendering a bedroom. The primary suite is its own retreat, with two walk-in closets, a soaking tub, and a separate shower. Pull up to the fireplace when the weather turns cooler. Out back, your screened pool and covered patio turn hosting from a chore into something you look forward to. The whole property runs on 53 solar panels, owned outright and mounted on the barn to keep the home's roof clean. You get the savings and the independence with nothing to assume. And you give up no convenience for it. Lake Nona, Medical City, and Orlando are a short drive, so the land and the quiet never cost you access to the things that pull people to this part of the state. A working horse property this close to Orlando almost never comes up. You have been looking for room to breathe. Here it is.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,210

Sqft

5.4 ac

Lot size

2

Garage

1993

Year built

One

Levels

$241

Per sqft

Private poolFireplacePool & Trees/Woods view

Inside

FlooringTile
AppliancesBuilt-In Oven · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesNorthwest
ParkingBoat · Covered · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Guest · Oversized
ExteriorLighting · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$9,909/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Private
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,458 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$826
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,458/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$826
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$241 vs $219

Days on market

34 vs 33 typical

Where $241/sqft sits among the 400 St Cloud actives

101
136
78 · this home
43
10
32
$160–194$194–228$228–262$262–296$296–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 7190 SIX GUN COURT

Drive times from this address

Universal Orlando54 min
Walt Disney World55 min
Orlando Int’l Airport (MCO)55 min
Downtown Orlando55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

214 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $775,000 $25K
Jun 29, 2026Listed at $799,998 · 34 days on market since
1993Built · BAY LAKE RANCH UNIT 2

Reality check

What actually sold near 7190 SIX GUN COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1970 BLACKFOOT TRAILSold · Jun ’26

$624,900

1970 BLACKFOOT TRAIL · same community

4 bd · 2.5 ba · 2,235 sqft · $280/sqft · 31 DOM

1650 SUNDANCE DRIVESold · Oct ’25

$649,000

1650 SUNDANCE DRIVE · same community

3 bd · 2 ba · 1,904 sqft · $341/sqft · 145 DOM

1630 SUNDANCE DRIVESold · May ’26

$545,000

1630 SUNDANCE DRIVE · same community

3 bd · 3 ba · 1,695 sqft · $322/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7190 SIX GUN COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7190 SIX GUN COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7190 SIX GUN COURT FAQs

What would the monthly payment be for 7190 SIX GUN COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,458/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7190 SIX GUN COURT?+

The most recent tax bill on record (2025) was $9,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $775,000, this home is listed about 82% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7190 SIX GUN COURT?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$775,000 runs 79% above the ST CLOUD 34771 median — but at 3,210 sqft it's also 62% larger than the typical St Cloud listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $799,998, now $775,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Chad Vaughan. MLS #O6420768.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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