David Ramirez
$1,375,0003 bd3 ba2,250 sqft$611 /sqft$8,829 /mo all-in ↓

2890 FRONTIER DRIVE, KISSIMMEE, FL, 34744

Active26 days on marketListed Jun 29, 2026MLS #O6420732

WaterfrontSingle Family ResidencePINE OAKS

About this home

2890 FRONTIER DRIVE

Welcome to your private lakefront retreat on the shores of East Lake Tohopekaliga! Nestled on 5.25 picturesque acres, this exceptional 3-bedroom, 3-bathroom estate offers the perfect combination of peaceful country living and modern convenience. With 2,250 square feet of beautifully designed living space and agricultural zoning, the possibilities are endless—from creating your dream hobby farm to simply enjoying the privacy and open space. Inside, you'll find stunning Acacia wood plank flooring, elegant French Quarter stone tile, and soaring vaulted ceilings that create a bright, open atmosphere. The spacious living room is anchored by a cozy gas fireplace, while expansive multi-slide patio doors open seamlessly to a large screened lanai, creating the ultimate indoor-outdoor living experience with breathtaking lake views, refreshing breezes, and abundant wildlife. The gourmet kitchen is designed for both everyday living and entertaining, featuring granite countertops, ample cabinetry, and a breakfast bar. The main level also includes a comfortable guest bedroom, full bathroom, laundry area, and thoughtfully designed storage throughout. A striking spiral staircase leads to the private primary suite, where you'll wake up to panoramic views of East Lake Toho from your own balcony. The luxurious ensuite bath features dual vanities, a relaxing Jacuzzi tub, and a separate walk-in shower. Pocket doors and an additional screened porch further enhance the connection between the home and its beautiful natural surroundings. One of the property's standout features is the detached 3200-square-foot garage with oversized doors and soaring ceilings, providing exceptional space for RVs, boats, recreational vehicles, or a workshop. Additional parking is available in the attached 3-car garage, making this property ideal for outdoor enthusiasts and hobbyists alike. A separate studio apartment with its own kitchenette and full bathroom offers incredible flexibility for guests, a private office, multigenerational living, or potential rental income. Additional features include: Agricultural zoning with endless farm and recreational opportunities Keyless entry system Whole-home water treatment system On-demand propane water heater Irrigation system Radiant barrier attic for improved energy efficiency Newly constructed 700-foot driveway Full perimeter fencing for added privacy and security Despite its private, secluded setting, this remarkable property is conveniently located just 20 minutes from Walt Disney World and approximately 12 minutes from Orlando International Airport, offering easy access to world-class attractions, shopping, dining, and travel. Whether you're searching for a peaceful waterfront sanctuary, an equestrian or hobby farm property, or a one-of-a-kind estate with room to grow, this extraordinary East Lake Toho property delivers a truly unmatched lifestyle. Schedule your private showing today and discover this exceptional lakefront estate

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,250

Sqft

5.14 ac

Lot size

3

Garage

1998

Year built

Two

Levels

$611

Per sqft

Waterfront

Inside

FlooringCeramic Tile
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Water Filtration System · Water Softener
InteriorHigh Ceilings · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorFire Pit · Garden · Lighting · Private Entrance · Private Mailbox · Private Yard · RV Hookup · Sliding Doors

Community & fees

Taxes (2025)$8,809/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,829 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,419
PMI (est., until 20% equity)$516
Property tax — 2025 actual bill$734
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $137,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $137,500
Interest rate6.00%
Loan term

Estimated payment

$8,829/mo

Principal & interest$7,419
PMI (est., until 20% equity)$516
Property taxes (actual bill)$734
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Kissimmee actives

$611 vs $212

Days on market

26 vs 45 typical

Where $611/sqft sits among the 400 Kissimmee actives

272
108
14
5
0
1 · this home
$155–231$231–307$307–383$383–459$459–535$535+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Oaks

Map of 2890 FRONTIER DRIVE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)18 min
Walt Disney World29 min
Universal Orlando29 min
Downtown Orlando30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Pine Oaks — neighborhood snapshot

Population

1,038

Median age

32

Median income

$100,970

Median home value

$416,300

Avg household

4

Households w/ children

132

For the school run

Osceola County School District

ElementaryEast Lake Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

161 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 254% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $1,375,000 · 26 days on market since
1998Built · PINE OAKS

Reality check

What actually sold near 2890 FRONTIER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2910 FRONTIER DRIVESold · Nov ’25

$1,725,000

2910 FRONTIER DRIVE · same community

4 bd · 4.5 ba · 4,664 sqft · $370/sqft · 176 DOM

2903 SERA BELLA WAYSold · Apr ’26

$525,000

2903 SERA BELLA WAY

4 bd · 3 ba · 2,280 sqft · $230/sqft · 3 DOM

2958 SERA BELLA WAYSold · Jul ’26

$505,000

2958 SERA BELLA WAY

4 bd · 2.5 ba · 2,280 sqft · $221/sqft · 191 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2890 FRONTIER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2890 FRONTIER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2890 FRONTIER DRIVE FAQs

What would the monthly payment be for 2890 FRONTIER DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,829/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2890 FRONTIER DRIVE?+

The most recent tax bill on record (2025) was $8,809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Kissimmee?+

At $1,375,000, this home is listed about 262% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2890 FRONTIER DRIVE?+

East Lake Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NONA LEGACY POWERED BY LA ROSA · Juan Duque. MLS #O6420732.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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