174 WATERFALL WAY UNIT 101, ALTAMONTE SPRINGS, FL, 32714
Active24 days on marketListed Jul 1, 2026MLS #O6420724
About this home
174 WATERFALL WAY UNIT 101
Welcome to effortless living in the heart of Altamonte Springs! This beautifully upgraded 2-bedroom, 2-bath condominium with a versatile loft offers the perfect combination of comfort, style, and convenience. The open floor plan is enhanced by a cozy wood-burning fireplace, creating the perfect setting for relaxing evenings at home, while the screened front porch provides a peaceful space to enjoy your morning coffee or unwind after a busy day. This move-in-ready home features a new roof (2022), newer appliances, and tasteful upgrades throughout, allowing you to enjoy maintenance-free living from day one. Located in the desirable Reserve at Wekiva community, you'll be just minutes from I-4, the Altamonte Mall, Cranes Roost Park, shopping, dining, and entertainment. Outdoor enthusiasts will appreciate the nearby Seminole Wekiva Trail, ideal for walking, jogging, biking, or rollerblading. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance lifestyle in a prime location, this exceptional home offers everything you need and more. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,266
Sqft
1985
Year built
Two
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.4%
$/sqft vs Altamonte Springs actives
$165 vs $187
Days on market
24 vs 36 typical
Where $165/sqft sits among the 286 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
144 of 286
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 174 WATERFALL WAY UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$173,800
238 RIVERBEND DRIVE UNIT 107 · same community
2 bd · 2 ba · 1,266 sqft · $137/sqft · 284 DOM
Sold · Oct ’25$83,000
174 WATERFALL WAY UNIT 105 · same community
2 bd · 2 ba · 1,266 sqft · $66/sqft · 5 DOM
Sold · Oct ’25$150,000
174 WATERFALL WAY UNIT 106 · same community
2 bd · 2 ba · 1,266 sqft · $118/sqft · 272 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 174 WATERFALL WAY UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 174 WATERFALL WAY UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
174 WATERFALL WAY UNIT 101 FAQs
What would the monthly payment be for 174 WATERFALL WAY UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,219/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 174 WATERFALL WAY UNIT 101?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 174 WATERFALL WAY UNIT 101?+
The most recent tax bill on record (2025) was $2,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 174 WATERFALL WAY UNIT 101?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $209,000, this home is listed about 5% below the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · George Freelove. MLS #O6420724.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Altamonte Springs homes, in your inbox
Like 174 WATERFALL WAY UNIT 101 but not quite? A daily digest of every new listing in Altamonte Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →