404 LOUIS STREET, LEESBURG, FL, 34748
Active37 days on marketListed Jun 30, 2026MLS #O6420704
About this home
404 LOUIS STREET
Seller offering a credit towards buyers closing costs with an accepted offer! Welcome to 404 Louis Street, a charming Florida home in the heart of Leesburg, Florida, offering endless potential on a spacious, fully fenced lot with NO HOA. Whether you're a first-time home buyer, investor, retiree, or someone looking to downsize, this property offers an affordable opportunity to own a home in one of Central Florida's most charming communities. Wake up each morning to beautiful Florida sunrises while enjoying peaceful views of your private pond, complete with a small fishing dock where you can relax, fish, or simply enjoy the abundant wildlife that makes this property feel like your own private retreat. Inside, you'll find a home full of classic Florida character with plenty of opportunity to update, renovate, and build equity.. Located just minutes from historic downtown Leesburg, you'll enjoy local boutiques, waterfront restaurants, breweries, coffee shops, festivals, farmers markets, and year-round community events. Outdoor enthusiasts will appreciate being close to beautiful Lake Harris, part of the renowned Harris Chain of Lakes, offering some of Central Florida's best boating, fishing, waterfront dining, and recreational opportunities. Conveniently located near The Villages, UF Health Leesburg Hospital, shopping, grocery stores, golf courses, medical facilities, and everyday conveniences, the home also offers quick access to US Highway 441, US Highway 27, and the Florida Turnpike, making trips to Orlando, Mount Dora, Clermont, Ocala,The theme parks and surrounding Lake County communities simple and convenient. Don't miss your opportunity to own a piece of Florida living with endless possibilities.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,241
Sqft
0.24 ac
Lot size
1956
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,513 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,513/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.4%
$/sqft vs Leesburg actives
$153 vs $172
Days on market
37 vs 56 typical
Where $153/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
206 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 404 LOUIS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$172,000
405 LOUIS STREET · same community
3 bd · 1 ba · 1,170 sqft · $147/sqft · 5 DOM
Sold · Sep ’25$227,000
307 COOKE STREET · same community
2 bd · 1 ba · 932 sqft · $244/sqft · 0 DOM
Sold · Jul ’26$170,000
2103 VINE STREET · same community
2 bd · 1 ba · 868 sqft · $196/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 404 LOUIS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 404 LOUIS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
404 LOUIS STREET FAQs
What would the monthly payment be for 404 LOUIS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,513/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 404 LOUIS STREET?+
The most recent tax bill on record (2025) was $1,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Leesburg?+
At $189,999, this home is listed about 37% below the Leesburg median of $299,800. The market section on this page shows how the area is trending.
Which schools are assigned to 404 LOUIS STREET?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LEESBURG 34748 market on paper
$189,999 is 33% below the LEESBURG 34748 median of $282,450, and at $153/sqft it sits under the Leesburg average of $174.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $209,900, now $189,999 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Shawn McCormick. MLS #O6420704.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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