David Ramirez
$789,0005 bd4 ba4,581 sqft$172 /sqft$5,759 /mo all-in ↓

1321 WILDCAT LANE, MINNEOLA, FL, 34715

Active35 days on marketListed Jul 1, 2026MLS #O6420686

Private poolSingle Family ResidenceARDMORE RESERVE PH 3

About this home

1321 WILDCAT LANE

Back on the market due to financing issues. Don't miss the opportunity again to own this gem of almost 5000 square feet in the Hills of Minneola, FL .....Looking for your ‘Resort-Style Pool-Estate' just 20 minutes from Downtown Orlando, FL? Welcome Home to 1321 Wildcat Lane. Tucked into the rolling hills of Central Florida, this stunning rare find of square footage and oversized lot is on close to 1/4 acre. As one of the largest lots in the community this 5-bedroom, 5 bathroom home accommodates multi-generational families. With oversized bedrooms, and 2 flex rooms that can be used as additional bedrooms, it has the rare combination of space, luxury, and an unbeatable location — minutes from downtown Orlando and world-famous theme parks like Disney and Universal Studios. This property gives you room to breathe, entertain, and live the Florida lifestyle that's nearly impossible to find this close to Orlando's best amenities. Step outside to your own private oasis. The backyard is a true resort-style retreat, anchored by a sparkling pool and spa/jacuzzi — perfect for year-round sunny Florida afternoons, evening soaks under the stars, or weekend entertaining with friends and family. The oversized lot provides an avocado tree, plenty of room to relax, eat, entertain, and plant; making this backyard the heart of your everyday life. Inside, the home is just as impressive. Make a grand entrance with two separate staircases to access your upstairs amenities (featuring upgraded railing), which adds architectural interest and effortless flow throughout the home. The gourmet kitchen is a showstopper, anchored by an amazing oversized island that opens directly into the family room and living area — the kind of open-concept layout made for hosting, cooking, and gathering. An amazing pantry adds extra storage, keeping the kitchen clutter-free and party-ready. The current owners have transformed the current space into exercise rooms, gaming rooms, and office space. The upstairs loft is great for billiards, movies, or anything you can dream of. The mudroom adds a quaint touch and did we add that there is a split three-car garage. Downstairs includes both a dedicated office and a separate den that can be used for gaming or tranformed into a bedroom, library, gym, etc. Upstairs the primary suite is a true retreat, complete with a spacious sitting/retreat area, an elegant vanity, and the kind of comfort that turns a bedroom into a sanctuary. Location, location, location. This home sits within a community offering its own pool and playground, giving you resort-style amenities right outside your door. You're also minutes from top-rated schools, entertainment, and shopping, making daily errands and school runs effortless — all while staying close enough to enjoy downtown Orlando and the magic of the area's amusement parks whenever the mood strikes. This is more than a house — it's a lifestyle. Resort-style amenities at home, a vibrant community just outside your door, and the best of Central Florida minutes away. Homes like this — with this amount of space, this many upgrades, and this location — don't last. Schedule your private showing today before this one is gone.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,581

Sqft

0.24 ac

Lot size

3

Garage

2019

Year built

Two

Levels

$172

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate · Tile
AppliancesDishwasher · Exhaust Fan · Microwave · Range Hood · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Faces Side · Split Garage
ExteriorIrrigation System · Playground · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$74/mo
Taxes (2025)$11,655/yr
PetsYes
CommunityIrrigation-Reclaimed Water · Park · Playground · Pool

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Natural Gas Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,759 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property tax — 2025 actual bill$971
HOA fee — from the listing$74
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,900
Interest rate6.00%
Loan term

Estimated payment

$5,759/mo

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property taxes (actual bill)$971
HOA / condo fee$74
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $789K
$757KedgeAI estimate $2,271,300 · range $2.0M$2.4M$2.5M

vs edgeAI estimate

−65.3%

$/sqft vs Minneola actives

$172 vs $231

Days on market

35 vs 32 typical

Where $172/sqft sits among the 102 Minneola actives

22 · this home
32
15
15
9
9
$172–203$203–233$233–263$263–294$294–324$324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Minneola

Map of 1321 WILDCAT LANE

Drive times from this address

Downtown Orlando30 min
Universal Orlando32 min
Walt Disney World38 min
Orlando Int’l Airport (MCO)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

The numbers that matter

The Minneola market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$515K$586K

Minneola median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

53 of 102

Minneola actives have cut their price

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the Minneola median. See the full Minneola market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $789,000 · 35 days on market since
2019Built · ARDMORE RESERVE PH 3

Reality check

What actually sold near 1321 WILDCAT LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1880 BONSER ROADSold · Oct ’25

$715,000

1880 BONSER ROAD · same community

5 bd · 4.5 ba · 4,602 sqft · $155/sqft · 192 DOM

1416 SHIRA ROADSold · Oct ’25

$585,000

1416 SHIRA ROAD · same community

4 bd · 3 ba · 2,545 sqft · $230/sqft · 6 DOM

1504 FINCHBURG STREETSold · Aug ’25

$439,999

1504 FINCHBURG STREET · same community

4 bd · 2 ba · 1,905 sqft · $231/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1321 WILDCAT LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1321 WILDCAT LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1321 WILDCAT LANE FAQs

What would the monthly payment be for 1321 WILDCAT LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,759/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1321 WILDCAT LANE?+

The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1321 WILDCAT LANE?+

The most recent tax bill on record (2025) was $11,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1321 WILDCAT LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $789,000, this home is listed about 44% above the Minneola median of $548,900. The market section on this page shows how the area is trending.

Listing courtesy of REALTY ONE GROUP MVP · Dana Thomas. MLS #O6420686.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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