40 SE CHINICA DRIVE, SUMMERFIELD, FL, 34491
Active37 days on marketListed Jun 30, 2026MLS #O6420680
About this home
40 SE CHINICA DRIVE
**3D TOUR AVAILABLE** Updated Waterfront Home | Canal Front | Lake Weir | Bird Island Welcome to 40 SE Chinica Drive, a beautifully updated 2-bedroom, 2-bathroom waterfront home on the highly desirable Bird Island at Lake Weir. Whether you're searching for a Florida waterfront home, retirement home, seasonal getaway, primary residence, or investment property, this move-in-ready home offers the perfect blend of comfort, location, and lifestyle. With over $82,000 in recent improvements, the hard work has already been done. Recent upgrades include a fully renovated kitchen, luxury waterproof vinyl plank flooring throughout, a beautifully remodelled primary bathroom, energy-efficient mini-split A/C systems, Renewal by Andersen windows with plantation shutters, and a heavy-gauge metal roof installed just 18 months ago. Step outside to your private backyard and enjoy a custom dock with direct canal access to Lake Weir, perfect for boating, fishing, kayaking, paddleboarding, or simply relaxing by the water. The fully fenced yard provides privacy, security, and plenty of space for outdoor entertaining. Ideally located just minutes from The Villages, Eaton's Beach Grill, championship golf, shopping, dining, medical facilities, and everyday conveniences, you'll enjoy peaceful waterfront living without sacrificing accessibility. Updated Lake Weir waterfront homes on Bird Island rarely become available. Don't miss this opportunity to own a move-in-ready waterfront property in one of Central Florida's most desirable lakefront communities. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,134
Sqft
0.4 ac
Lot size
1983
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,388 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,388/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.8%
$/sqft vs Summerfield actives
$291 vs $189
Days on market
37 vs 51 typical
Where $291/sqft sits among the 349 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
172 of 349
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 40 SE CHINICA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$390,000
10 SE CHINICA DRIVE · same community
3 bd · 2.5 ba · 1,944 sqft · $201/sqft · 47 DOM
Sold · Apr ’26$85,000
14820 SE 100TH TERRACE
3 bd · 1 ba · 1,152 sqft · $74/sqft · 87 DOM
Sold · Dec ’25$285,000
11001 SE SUNSET HARBOR ROAD UNIT B09
2 bd · 2 ba · 1,099 sqft · $259/sqft · 257 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 40 SE CHINICA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40 SE CHINICA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
40 SE CHINICA DRIVE FAQs
What would the monthly payment be for 40 SE CHINICA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,388/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40 SE CHINICA DRIVE?+
The most recent tax bill on record (2025) was $1,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $329,900, this home is listed about 14% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 40 SE CHINICA DRIVE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Matt Dixon. MLS #O6420680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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