David Ramirez
$869,9956 bd4.5 ba4,583 sqft$190 /sqft$5,999 /mo all-in ↓

5270 OBSIDIAN GATE DRIVE, MOUNT DORA, FL, 32757

Active15 days on marketListed Jul 9, 2026MLS #O6420659

Private poolSingle Family ResidenceBARGROVE PH I

About this home

5270 OBSIDIAN GATE DRIVE

Experience refined living in this exceptional 2022-built Palmer floor plan located in the sought-after Bargrove Estates community of Mount Dora. Situated on a premium homesite with no rear neighbors, this meticulously upgraded residence offers 4,583 square feet of luxurious living space with 6 bedrooms, 4.5 bathrooms, a dedicated office/flex room, spacious upstairs loft, and a 3-car garage. Designed with both elegance and functionality in mind, the open-concept floor plan features soaring 9'4" ceilings on the main level, luxury vinyl plank flooring downstairs, plush carpeting upstairs, custom decorative accent walls, designer Kichler lighting, UV-tinted windows throughout, and custom closet systems by Closets By Design. The gourmet kitchen is beautifully appointed with quartz countertops, abundant cabinetry, a large center island, natural gas cooking, and an effortless flow into the expansive living and dining areas, perfect for everyday living and entertaining. The second floor is accessible via two distinct stairwells, enhancing both convenience and privacy throughout the home. Upstairs also features a spacious loft and additional living flexibility. The luxurious primary suite offers a true retreat with dual walk-in closets, separate vanities, a soaking tub, and an oversized walk-in shower with touch controls. Upstairs, the loft is enhanced by a custom wet bar featuring a stunning quartzite countertop, creating the ideal space for movie nights, entertaining, or relaxing with family and friends. Step outside to your own private backyard oasis. With over $120,000 invested in professional landscaping and outdoor enhancements, this space was designed to impress. Enjoy a heated resort-style pool with automatic cleaning and drain systems, removable child safety fence, extended paver patio, and a fire pit gathering area. The covered lanai is enclosed with a motorized screen, features motorized sliding door blinds, and is pre-plumbed for a future summer kitchen. The fully fenced backyard includes three access gates and offers exceptional privacy. Additional premium upgrades include a whole-house water softener, dual-zone HVAC with two air conditioning systems, tankless natural gas water heater, CAT 6 wiring, SafeTouch security system, Ring video doorbell, touch keypad entry, six-camera surveillance system, gutters, dedicated holiday lighting outlets, and numerous smart-home features throughout. Ideally located just minutes from the charm of historic downtown Mount Dora, residents enjoy boutique shopping, waterfront dining, parks, festivals, and convenient access to SR-429, making Orlando, Lake Mary, and surrounding areas easily accessible. Luxury, privacy, and thoughtful upgrades come together in this truly move-in-ready home. Every detail has been carefully curated, creating a one-of-a-kind opportunity that is far beyond builder grade.

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

4,583

Sqft

0.35 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$190

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Split Garage
ExteriorFire Pit · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$93/mo
Taxes (2025)$8,706/yr
PetsYes
CommunityPark · Playground · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,999 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,694
PMI (est., until 20% equity)$326
Property tax — 2025 actual bill$726
HOA fee — from the listing$93
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,000
Interest rate6.00%
Loan term

Estimated payment

$5,999/mo

Principal & interest$4,694
PMI (est., until 20% equity)$326
Property taxes (actual bill)$726
HOA / condo fee$93
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Mount Dora actives

$190 vs $219

Days on market

15 vs 50 typical

Where $190/sqft sits among the 287 Mount Dora actives

69 · this home
90
69
27
11
21
$158–192$192–225$225–258$258–292$292–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mount Dora

Map of 5270 OBSIDIAN GATE DRIVE

Drive times from this address

Downtown Orlando35 min
Universal Orlando39 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

MOUNT DORA 32757 — neighborhood snapshot

Population

32,712

Median age

45.8

Median income

$73,327

Median home value

$325,800

Avg household

2.47

Households w/ children

3,279

For the school run

Orange County School District

ElementaryZellwood Elementary★★★★★
MiddleWolf Lake Middle★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

164 of 287

Mount Dora actives have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $869,995 · 15 days on market since
2022Built · BARGROVE PH I

Reality check

What actually sold near 5270 OBSIDIAN GATE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6076 SIERRA CROWN STREETSold · May ’26

$695,000

6076 SIERRA CROWN STREET · same community

5 bd · 3.5 ba · 3,842 sqft · $181/sqft · 70 DOM

4897 GILDED JEWEL DRIVESold · Jun ’26

$685,000

4897 GILDED JEWEL DRIVE · same community

5 bd · 4 ba · 3,266 sqft · $210/sqft · 24 DOM

5843 SIERRA CROWN STREETSold · Mar ’26

$749,990

5843 SIERRA CROWN STREET

6 bd · 4.5 ba · 4,638 sqft · $162/sqft · 161 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5270 OBSIDIAN GATE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5270 OBSIDIAN GATE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5270 OBSIDIAN GATE DRIVE FAQs

What would the monthly payment be for 5270 OBSIDIAN GATE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,999/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5270 OBSIDIAN GATE DRIVE?+

The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5270 OBSIDIAN GATE DRIVE?+

The most recent tax bill on record (2025) was $8,706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5270 OBSIDIAN GATE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $869,995, this home is listed about 85% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 5270 OBSIDIAN GATE DRIVE?+

Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PALMANO GROUP RE BROKERAGE LLC · Monika Kenney. MLS #O6420659.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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