1032 NIN STREET, ORLANDO, FL, 32835
Active28 days on marketListed Jun 27, 2026MLS #O6420566
About this home
1032 NIN STREET
Welcome to this beautiful pool home offering 3 bedrooms plus a spacious flex room! The oversized flex room is currently set up as a fourth bedroom with two bunk beds, making it perfect for guests, a playroom, or additional living space. If desired, it can easily be converted back into a garage at the buyer’s request. Enjoy an open and inviting floor plan filled with natural light, a private screened-in pool, and community lake access—perfect for kayaking, fishing, or simply enjoying the outdoors. Rare opportunity! This home offers an assumable FHA mortgage with an incredibly low 2.375% fixed interest rate (subject to lender approval and buyer qualification), providing significant savings compared to current market rates. Conveniently located near shopping, restaurants, major highways, schools, and everyday amenities, this home offers the perfect combination of comfort, flexibility, and lifestyle. Don’t miss this incredible opportunity. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,550
Sqft
0.15 ac
Lot size
2
Garage
1988
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,824 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,824/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.9%
$/sqft vs Orlando actives
$316 vs $237
Days on market
28 vs 34 typical
Where $316/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summer Lakes Of Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Summer Lakes Of Orlando — neighborhood snapshot
Population
250
Median age
37
Median income
$54,917
Median home value
$325,900
Avg household
3
Households w/ children
43%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
155 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the ORLANDO 32835 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1032 NIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$310,000
4915 WESTERLY DRIVE · same community
3 bd · 2 ba · 1,560 sqft · $199/sqft · 10 DOM
Sold · Sep ’25$399,900
7032 WOODHALL AVENUE · same community
3 bd · 2 ba · 1,560 sqft · $256/sqft · 0 DOM
Sold · May ’26$455,000
1000 SUMMER LAKES DRIVE · same community
3 bd · 2 ba · 1,472 sqft · $309/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1032 NIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1032 NIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1032 NIN STREET FAQs
What would the monthly payment be for 1032 NIN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,824/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1032 NIN STREET?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1032 NIN STREET?+
The most recent tax bill on record (2025) was $6,065. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1032 NIN STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $489,900, this home is listed about 26% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1032 NIN STREET?+
Oak Hill Elementary (elementary), Gotha Middle (middle), Olympia High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TOP FLORIDA HOMES · luana Arias Moreira. MLS #O6420566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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