OTTER CT, TARPON SPRINGS, FL, 34689
Active36 days on marketListed Jun 26, 2026MLS #O6420462
About this home
OTTER CT
Build your custom dream home on this exceptional corner homesite in the gated community of Pointe Alexis in Tarpon Springs. Ideally positioned just moments from the Gulf of Mexico, this spacious lot offers the perfect opportunity to create a luxury coastal residence in one of the area's most desirable waterfront neighborhoods. Residents of Pointe Alexis enjoy an impressive selection of resort-style amenities, including a waterfront clubhouse, heated pool and spa, fitness center, tennis and pickleball courts, shuffleboard, a playground, and scenic walking paths throughout the community. With beautifully maintained grounds and a vibrant social atmosphere, Pointe Alexis offers the perfect blend of recreation, relaxation, and coastal living. Located just minutes from Fred Howard Park Beach, Sunset Beach, marinas, golf courses, the world-famous Tarpon Springs Sponge Docks, charming downtown Tarpon Springs, and an abundance of local restaurants, shops, and waterfront dining. Enjoy convenient access to Tampa, Clearwater, and Tampa International Airport while embracing the peaceful Florida Gulf Coast lifestyle. Whether you're ready to build your forever home or a seasonal retreat, this is a rare opportunity to own one of the few remaining homesites in this highly sought-after community.
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,487 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,487/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$486K → $385K
Tarpon Springs median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near OTTER CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$730,000
2118 HARBOUR WATCH DRIVE · same community
4 bd · 3 ba · 3,034 sqft · $241/sqft · 653 DOM
Sold · Mar ’26$2,200,000
2059 N POINTE ALEXIS DRIVE · same community
4 bd · 3.5 ba · 3,732 sqft · $589/sqft · 3 DOM
Sold · Apr ’26$155,000
701 SUNSET DRIVE
3 bd · 2 ba · 1,001 sqft · $155/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about OTTER CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for OTTER CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
OTTER CT FAQs
What would the monthly payment be for OTTER CT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,487/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at OTTER CT?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on OTTER CT?+
The most recent tax bill on record (2025) was $1,761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at OTTER CT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $139,000, this home is listed about 67% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to OTTER CT?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CONNEXION PROPERTIES · Juliana Valente dos Santos Seabra. MLS #O6420462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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