526 PINELOCH DRIVE, HAINES CITY, FL, 33844
Active30 days on marketListed Jul 11, 2026MLS #O6420347
About this home
526 PINELOCH DRIVE
Some homes simply provide a place to live. Others become the backdrop for life's best memories. Welcome to this beautifully maintained 6-bedroom, 4 full bath, 2 half bath residence located within the highly desirable guard-gated community of Calabay Parc at Tower Lake. Whether you're looking for a spacious year-round home, a Florida getaway, or an income-producing investment, this property offers exceptional versatility and comfort. Inside, the generous floor plan creates an inviting atmosphere for entertaining, relaxing, or simply enjoying everyday life. Expansive glass doors connect the main living area to a sun-filled outdoor retreat featuring a heated pool and spa, while the property's setting provides the added benefit of having no homes immediately behind the backyard. The layout offers a first-floor primary suite, five additional bedrooms upstairs, four full bathrooms, two half baths, and a converted game room that provides flexible space for recreation, hobbies, or entertaining. Beyond its spacious design, this home offers the peace of mind that comes from significant recent improvements. Updates include a new air conditioning system, a roof replaced in 2022, a new water heater, and new kitchen appliances—allowing the next owner to focus on enjoying the home rather than replacing major systems. Community amenities include a 24-hour staffed gate along with private access to Tower Lake's boat ramp and fishing pier. Shopping, restaurants, golf, major highways, and Central Florida's renowned attractions are all within convenient reach, making this an ideal location for both everyday living and vacation use. Homes offering this combination of size, location, thoughtful updates, and outdoor enjoyment are becoming increasingly difficult to find. Schedule your private showing today, experience everything this exceptional property showcases, and be sure to ask about the seller's concessions to the buyer.
Facts & features
The home at a glance
6
Bedrooms
5
Bathrooms
2,739
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,073 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,073/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CALABAY PARC AT TOWER LAKE
$177 vs $192
Days on market
30 vs 44 typical
Where $177/sqft sits among the 7 homes for sale in CALABAY PARC AT TOWER LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Calabay Parc at Tower Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$64,355/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
The Haines City short-term market
▼ Softening40%
Occupancy
▼ 33% yr/yr
$210
Avg nightly rate
▲ 4% yr/yr
$17K/yr
Revenue per listing
$87
RevPAR
69 days
Booking lead time
6.4 nights
Avg stay
3
Typical min nights
447
Active rentals
▼ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 29% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Haines City — the projection above is specific to this home’s size.
Where it sits
Inside Calabay Parc at Tower Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Calabay Parc at Tower Lake is a short-term-rental community. See the full guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
4 of 7
CALABAY PARC AT TOWER LAKE have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 526 PINELOCH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$450,000
708 EOLA WAY · same community
6 bd · 4 ba · 2,689 sqft · $167/sqft · 49 DOM
Sold · Mar ’26$460,000
504 PINELOCH DRIVE · same community
5 bd · 4.5 ba · 2,689 sqft · $171/sqft · 42 DOM
Sold · Jul ’26$435,000
349 CHEROKEE AVENUE · same community
5 bd · 5 ba · 2,590 sqft · $168/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 526 PINELOCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 526 PINELOCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
526 PINELOCH DRIVE FAQs
What would the monthly payment be for 526 PINELOCH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,073/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 526 PINELOCH DRIVE?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 526 PINELOCH DRIVE?+
The most recent tax bill on record (2025) was $7,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 526 PINELOCH DRIVE be rented short-term?+
Yes — this home sits inside Calabay Parc at Tower Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 526 PINELOCH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $485,000, this home is listed about 55% above the Haines City median of $312,450. The market section on this page shows how the area is trending.
Which schools are assigned to 526 PINELOCH DRIVE?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$485,000 runs 64% above the HAINES CITY 33844 median — but at 2,739 sqft it's also 52% larger than the typical Haines City listing.
02Zoned for nightly rentals
Calabay Parc at Tower Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of D & D PROPERTY MANAGEMENT SOLUTIONS LLC · Allan Dion. MLS #O6420347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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